Danitizca Baldwin
Bond Reservation at Movement Mortgage | Charlotte, North Carolina, United States
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Danitizca Baldwin is a seasoned Banking and Finance Professional with an impressive 16 years of experience, including over 11 years dedicated to mortgage underwriting. Currently serving as a Bond Reservation Specialist at Movement Mortgage, Danitizca plays a pivotal role in the review and management of loan lock requests specifically for loans originated under Housing Finance Agency (HFA) and bond programs. Her expertise in manual underwriting encompasses a wide range of loan types, including Conventional, FHA, and Super-Conforming loans, allowing her to navigate complex underwriting scenarios with precision.
In her current role, Danitizca meticulously ensures that all loan lock requests meet the stringent requirements set forth by HFA guidelines, while also verifying that appropriate fees are applied. Her attention to detail is paramount, as she accurately enters loan data into HFA websites to facilitate the locking of loan terms for first liens, down payment assistance, and Mortgage Credit Certificates. This critical function not only streamlines the loan process but also enhances the overall efficiency of Movement Mortgage's operations.
Danitizca's extensive knowledge of Freddie Mac, Fannie Mae, and FHA guidelines, coupled with her proficiency in loss mitigation and forensic underwriting of non-performing loans, positions her as a valuable asset in the mortgage industry. Her ability to conduct thorough credit analysis and her deep understanding of mortgage lending practices further solidify her reputation as an expert in her field. As she continues to contribute to the success of Movement Mortgage, Danitizca remains committed to delivering exceptional service and fostering positive outcomes for clients navigating the complexities of mortgage financing.
Bond Reservation at Movement Mortgage in March 2017 to Present
Underwriter at NACA in March 2015 to March 2017
Auditor at Regions Financial Corporation in October 2010 to December 2014
Frontline Underwriter at Wells Fargo in April 2007 to August 2010
Due Diligence Underwriter at GMAC RFC Nederland B.V. in June 2001 to March 2007
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Gulf Coast State College, A.A
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Financial Statement Analysis
Loans
Mortgage Lending
Credit
Underwriting
Mortgage Underwriting
Mortgage Banking
Credit Analysis
Residential Mortgages
FHA
FHLMC
Loss Mitigation
Real Estate
FHA financing
Mortgage Servicing
VA loans
USDA
FHA Financing
VA Loans
U.S. Department of Agriculture (USDA)
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Discover more about Movement MortgageWhat is Danitizca Baldwin email address?
Email Danitizca Baldwin at [email protected] and [email protected]. This email is the most updated Danitizca Baldwin's email found in 2026.
How to contact Danitizca Baldwin?
To contact Danitizca Baldwin send an email to [email protected] or [email protected].
What company does Danitizca Baldwin work for?
Danitizca Baldwin works for Movement Mortgage
What is Danitizca Baldwin's role at Movement Mortgage?
Danitizca Baldwin is Bond Reservation
What is Danitizca Baldwin's Phone Number?
Danitizca Baldwin's phone (704) ***-*758
What industry does Danitizca Baldwin work in?
Danitizca Baldwin works in the Financial Services industry.
Danitizca Baldwin Email Addresses
Danitizca Baldwin Phone Numbers
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