John Harmening
Credit Analyst at First Western Trust | Denver, Colorado, United States
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As a Small Business Specialist at Citywide Banks, John Harmening plays a pivotal role in empowering small businesses by facilitating access to essential capital and credit. With a solid foundation in finance from Miami University’s Farmer School of Business, John has honed his expertise in credit analysis, banking, and treasury management, enabling him to effectively navigate the complexities of small business financing. His position within the Business Banking Team allows him to leverage his skills in portfolio management and compliance reporting to ensure that clients receive tailored financial solutions that meet their unique needs.
John is particularly adept at identifying issues that may hinder a business’s growth potential, utilizing qualitative analysis to develop strategic recommendations that align with each client’s financial goals. His proficiency in managing loan covenants and financial transactions ensures that small businesses not only secure funding but also maintain compliance with regulatory requirements. Through his commitment to public speaking and effective communication, John fosters strong relationships with clients, guiding them through the intricacies of lines of credit and other financial products.
Key projects that John has spearheaded include developing workshops aimed at educating small business owners on financial literacy and best practices for managing credit. By sharing his insights and expertise, he empowers entrepreneurs to make informed decisions that drive their businesses forward. In a rapidly evolving financial landscape, John Harmening stands out as a dedicated advocate for small businesses, committed to helping them thrive through strategic financial solutions and unwavering support.
Credit Analyst at First Western Trust in January 2025 to Present
Small Business Relationship Manager at Citywide Banks in June 2022 to January 2025
Global Fund Banking Intern at Silicon Valley Bank in June 2020 to August 2020
Commercial Banking Summer Intern at Huntington National Bank in May 2019 to August 2019
Intern at Consumer Bankers Association in January 2019 to January 2019
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Miami University Farmer School of Business, Bachelor's degree, July 2026
Olentangy Liberty High School, July 2026
Monte Vista High School, July 2026
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Spreads
Projection
Risk Analysis
Problem Solving
Loan Covenants
Identifying Issues
Credit Information
Covenant Compliance
Compliance Reporting
Real Estate
Portfolio Management
Customer Service Management
Finance
Analytical Skills
Interpersonal Skills
Qualitative Analysis
Financial Transactions
Industry Analysis
Easily Adaptable
Financial Analysis
Commercial Lending
Political Analysis
Consumer banking
Lines Of Credit
Private Equity
Venture Capital
Project Management
Credit Analysis
Commercial Real Estate
Cash Flow Management
Credit
Small Business Lending
Teamwork
Interpersonal Communication
Leadership
Public Speaking
Communication
Commercial Banking
Microsoft Office
Microsoft Excel
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Discover more about First Western TrustWhat is John Harmening email address?
Email John Harmening at [email protected]. This email is the most updated John Harmening's email found in 2026.
How to contact John Harmening?
To contact John Harmening send an email to [email protected]. (updated on September 05, 2024)
What company does John Harmening work for?
John Harmening works for First Western Trust
What is John Harmening's role at First Western Trust?
John Harmening is Credit Analyst
What is John Harmening's Phone Number?
John Harmening's phone (303) ***-*200
What industry does John Harmening work in?
John Harmening works in the Banking industry.
John Harmening Email Addresses
John Harmening Phone Numbers
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