Jianhao Yang

Q: What is Jianhao Yang email address?

Email Jianhao Yang at kevinphilipyang@gmail.com and jianhao.yang@klarna.com. This email is the most updated Jianhao Yang's email found in 2026.

Q: How to contact Jianhao Yang?

To contact Jianhao Yang send an email to kevinphilipyang@gmail.com or jianhao.yang@klarna.com. (updated on August 25, 2024)

Senior Analyst - Fintech Credit Risk Underwriting at Klarna | New York, New York, United States

About Jianhao Yang

Jianhao Yang serves as a Senior Analyst in Fintech Credit Risk Underwriting at Klarna, where he plays a pivotal role in reshaping the landscape of credit assessment and risk management. With a keen focus on enhancing financial inclusivity, Jianhao is dedicated to researching, testing, and implementing alternative data solutions aimed at increasing coverage for "credit invisible" populations. This initiative not only broadens access to credit but also significantly improves customer affordability assessments, aligning with Klarna's mission to create a more equitable financial ecosystem.

In his current role, Jianhao is instrumental in designing a line assignment testing strategy that optimizes the spending limit framework for consumer spending and risk. By leveraging advanced data analysis techniques and tools such as Python and Google Analytics, he ensures that Klarna's credit offerings are both competitive and sustainable. His expertise in stochastic processes and linear programming allows him to develop robust models that inform decision-making and enhance profitability.

Moreover, Jianhao is actively involved in reimagining the credit policy architecture, which is crucial for optimizing risk management practices. His work on designing term loan products and their APR pricing framework ensures that these offerings are not only attractive to consumers but also profitable for the company. With a strong foundation in economics and time series analysis, Jianhao Yang is at the forefront of innovative credit risk solutions, driving Klarna's strategic initiatives and contributing to the evolution of the fintech landscape.

Jianhao Yang Work