Jerrid Boutto

Jerrid Boutto is a seasoned Mortgage Banker at Refined Lending, where he leverages his extensive background in real estate investment, sales, and management to deliver tailored financial solutions to clients nationwide. Based in San Diego, CA, Jerrid is licensed to operate in 48 states, enabling him to serve a diverse client base across 49 states, helping homeowners and investors achieve their financial goals through strategic mortgage planning. His expertise spans a broad spectrum of mortgage products, including conventional loans, FHA, VA, and jumbo financing, allowing him to customize solutions that align with each client’s unique circumstances.

At Refined Lending, Jerrid plays a pivotal role in managing complex loan processes, from initial consultation through closing, ensuring a seamless experience for his clients. His strong negotiation skills and leadership background enable him to advocate effectively for clients, securing favorable terms and rates. Jerrid is particularly adept at analyzing financial data and market trends, utilizing tools like Microsoft Excel and Word to prepare detailed loan analyses and documentation. His logistics and inventory management skills translate well into managing multiple loan pipelines efficiently, ensuring timely closings and exceptional customer service.

Beyond his technical expertise, Jerrid’s entrepreneurial journey as a real estate investor—purchasing multifamily properties and managing portfolios—gives him a unique perspective on real estate financing. This firsthand experience allows him to empathize with clients’ investment goals and provide strategic advice on leveraging mortgage products to maximize wealth. Whether working with first-time homebuyers or seasoned investors, Jerrid’s comprehensive approach, industry knowledge, and dedication make him a trusted partner in navigating the complexities of the mortgage landscape.