About Peoples Advantage Federal Credit Union

It is the philosophy of PAFCU to help as many of our members as possible with their credit needs. Our mission is to counsel members, showing them how to dramatically improve their credit scores so they can pay us less and help our community more.

We realize that bad things happen to good people. We also understand that under enough pressure, our members can and will make mistakes. Our members deserve a fresh start.

Finally, our goal is to come up with a solution for all of our members. Our members trust us to find solutions for them.

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Website
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Employees
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Industry
Financial Services
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Phone number
8047483081
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Headquarter
110 Wagner Rd, Petersburg, Virginia 23805, US
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Founded
1966
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Keywords
Personal Loans, Refinance, Mortgage, Auto Loans, Cd's, Checking/Savings, Credit/Debit Cards

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Financial Services
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Frequently Asked Questions about Peoples Advantage Federal Credit Union

Who is the CEO of Peoples Advantage Federal Credit Union?

Patsy Smith is the CEO of Peoples Advantage Federal Credit Union. To contact Patsy Smith email at [email protected] or [email protected].

Who are the decision makers in Peoples Advantage Federal Credit Union?

The decision makers in Peoples Advantage Federal Credit Union are Phillip Ray, Amanda Habansky, Danny Bowles, etc. Click to Find Peoples Advantage Federal Credit Union decision makers emails.

What types of personal loans does Peoples Advantage Federal Credit Union offer?

Peoples Advantage Federal Credit Union offers a variety of personal loans tailored to meet the diverse needs of our members. These include unsecured personal loans for unexpected expenses, debt consolidation loans to help manage existing debts, and secured loans that require collateral. Our loan officers are available to help you choose the best option based on your financial situation.

How can I refinance my existing mortgage with Peoples Advantage Federal Credit Union?

Refinancing your mortgage with Peoples Advantage Federal Credit Union is a straightforward process. Start by contacting our mortgage department to discuss your current mortgage terms and your refinancing goals. We will guide you through the application process, assess your eligibility, and help you secure a new mortgage with potentially lower interest rates or better terms.

What are the benefits of opening a checking or savings account with PAFCU?

Opening a checking or savings account with Peoples Advantage Federal Credit Union comes with numerous benefits. Our accounts typically offer competitive interest rates, low or no monthly fees, and access to online banking services. Additionally, members enjoy personalized service and financial counseling to help them manage their finances effectively. We also provide various savings options, including high-yield savings accounts and certificates of deposit (CDs).

What types of auto loans are available at Peoples Advantage Federal Credit Union?

Peoples Advantage Federal Credit Union provides a range of auto loan options to help members purchase new or used vehicles. Our auto loans feature competitive interest rates, flexible repayment terms, and the option for pre-approval, which can simplify the car-buying process. We also offer refinancing options for existing auto loans to help you save money on your monthly payments.

How can I apply for a credit or debit card through PAFCU?

To apply for a credit or debit card through Peoples Advantage Federal Credit Union, you can visit our website and complete the online application form. Alternatively, you can visit one of our branches for assistance. We offer various card options, including rewards credit cards and standard debit cards, each designed to meet different spending needs and preferences. Our team will help you choose the best card for your financial goals.

What resources does PAFCU provide for financial counseling?

Peoples Advantage Federal Credit Union is committed to helping our members achieve financial wellness. We offer a range of resources for financial counseling, including one-on-one consultations with our trained financial advisors. Members can receive guidance on budgeting, debt management, and credit improvement strategies. Additionally, we provide educational materials and workshops to empower members with the knowledge they need to make informed financial decisions.

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