Michael Toews
VP - Credit at AgWest Farm Credit | San Luis Obispo, California, United States
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Michael Toews is a seasoned Credit Analyst and Vice President at AgWest Farm Credit, where he leverages over 20 years of diverse experience in business and finance to drive impactful financial solutions for clients in the agricultural sector. In his current role, Michael specializes in analyzing and spreading large and complex financial packages, which includes preparing pro forma balance sheets and income/cash-flow projections. His expertise in trend analysis and risk rating enables him to provide comprehensive collateral analysis, ensuring that clients receive tailored credit solutions that align with their financial goals.
Michael's commitment to excellence is evident in his meticulous preparation of credit write-ups, where he outlines terms, structures, and conditions with well-founded recommendations. He plays a pivotal role in the loan origination process, entering critical information into systems that streamline operations and enhance decision-making. His proactive participation in borrower and prospect meetings, along with site inspections, allows him to build strong relationships and gain a deeper understanding of client needs.
Beyond his analytical skills, Michael is dedicated to fostering a collaborative environment at AgWest Farm Credit. He actively assists in training and mentoring other team members, sharing his knowledge in credit analysis, underwriting, and financial modeling. His leadership in performance reviews and risk management initiatives not only enhances team capabilities but also contributes to the overall success of the organization. With a strong focus on integrity and a passion for helping clients navigate their financial journeys, Michael Toews exemplifies the core values of AgWest Farm Credit and remains a trusted advisor in the industry.
VP - Credit at AgWest Farm Credit in February 2025 to Present
Credit Analyst, VP at AgWest Farm Credit in August 2019 to February 2025
Accounting Clerk at City of Pismo Beach in June 2018 to August 2019
Vice President/Senior Portfolio Manager, Team Leader at Pacific Premier Bank in June 2017 to October 2017
VP - Regional Underwriting Manager, Northern CA at American AgCredit in April 2014 to April 2017
Vice President at American AgCredit in January 2013 to March 2014
Assistant Vice President at American AgCredit in January 2007 to December 2012
Senior Loan Officer at American AgCredit in January 2003 to December 2006
Loan Officer at American AgCredit in January 2001 to December 2002
Credit Analyst at American AgCredit in July 1998 to December 2000
Credit Intern at American AgCredit in June 1997 to August 1997
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Loans
Credit Analysis
Financial Analysis
Banking
Commercial Lending
Commercial Banking
Portfolio Management
Small Business Lending
Finance
Underwriting
Financial Modeling
Credit
Risk Management
Customer Service
Mortgage Lending
Management
Training
Mentoring
Budgeting
Performance Reviews
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Discover more about AgWest Farm CreditWhat is Michael Toews email address?
Email Michael Toews at [email protected] and [email protected]. This email is the most updated Michael Toews email found in 2026.
What is Michael Toews phone number?
Michael Toews phone number is +17072924554 and +17078942445.
How to contact Michael Toews?
To contact Michael Toews send an email to [email protected] or [email protected]. If you want to call Michael Toews try calling on +17072924554 and +17078942445. (updated on October 29, 2024)
What is Michael Toews net worth?
Michael Toews has an estimated net worth of $150,000 to $249,999
What company does Michael Toews work for?
Michael Toews works for AgWest Farm Credit
What is Michael Toews's role at AgWest Farm Credit?
Michael Toews is VP - Credit
What industry does Michael Toews work in?
Michael Toews works in the Financial Services industry.
Michael Toews Email Addresses
Michael Toews Phone Numbers
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