David Ruffin
Principal at IntelliCredit | Raleigh, North Carolina, United States
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David Ruffin is an accomplished credit professional currently serving as Principal at IntelliCredit, a pioneering division of QwickRate. With a wealth of experience in banking and financial services, David leads a team dedicated to transforming the loan review process for community institutions. Under his guidance, IntelliCredit has developed innovative solutions that seamlessly integrate deep credit expertise with cutting-edge technology, enabling institutions to conduct comprehensive loan reviews through an intuitive online, real-time portal.
David’s leadership has been instrumental in the rollout of the Smart Loan Review Solution, a cloud-based platform that empowers internal loan review teams to automate and expedite their processes. This solution not only enhances efficiency but also ensures that financial institutions can maintain rigorous credit risk management practices in an increasingly complex regulatory environment. By leveraging advanced analytics and real-time data, David and his team provide invaluable insights that help institutions make informed lending decisions, ultimately driving growth and stability in their portfolios.
In addition to his technical acumen, David is known for his strategic vision and ability to foster collaboration across departments. His expertise in financial risk management and credit analysis positions him as a trusted advisor to community banks and credit unions seeking to navigate the challenges of today’s financial landscape. As IntelliCredit continues to expand its offerings, David remains committed to delivering game-changing solutions that empower financial institutions to thrive in a competitive market.
Principal at IntelliCredit in August 2019 to Present
Director at Dixon Hughes Goodman LLP in November 2016 to July 2019
Co-Founder & Member at Credit Risk Management, L.L.C. in March 1989 to October 2016
Senior Credit Officer of the Eastern Region of North Carolina at First Union National Bank in January 1984 to January 1989
Staff Credit Officer and Line Lender at Planters National Bank in January 1973 to January 1984
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American Bankers Association at Oklahoma University, National Commercial Lending Graduate School, July 1983
American Bankers Association at Oklahoma University, National Commercial Lending School, July 1980
East Carolina University, Master’s Degree, Master of Sciences in Administrative Services, July 1976 to July 1978
University of North Carolina at Chapel Hill, Bachelor’s Degree
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Banking
Financial Risk
Credit
Credit Risk
Financial Services
Management
Loans
Financial Institutions
Investments
Leadership
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Discover more about IntelliCreditWhat is David Ruffin email address?
Email David Ruffin at [email protected] and [email protected]. This email is the most updated David Ruffin's email found in 2026.
What is David Ruffin phone number?
David Ruffin phone number is 919-841-3490.
How to contact David Ruffin?
To contact David Ruffin send an email at [email protected] or [email protected] you want to call David Ruffin try calling on 919-841-3490.
What company does David Ruffin work for?
David Ruffin works for IntelliCredit
What is David Ruffin's role at IntelliCredit?
David Ruffin is Principal
What industry does David Ruffin work in?
David Ruffin works in the Financial Services industry.
David Ruffin Email Addresses
David Ruffin Phone Numbers
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