David Ruffin

Principal at IntelliCredit | Raleigh, North Carolina, United States

About David Ruffin

David Ruffin is an accomplished credit professional currently serving as Principal at IntelliCredit, a pioneering division of QwickRate. With a wealth of experience in banking and financial services, David leads a team dedicated to transforming the loan review process for community institutions. Under his guidance, IntelliCredit has developed innovative solutions that seamlessly integrate deep credit expertise with cutting-edge technology, enabling institutions to conduct comprehensive loan reviews through an intuitive online, real-time portal.

David’s leadership has been instrumental in the rollout of the Smart Loan Review Solution, a cloud-based platform that empowers internal loan review teams to automate and expedite their processes. This solution not only enhances efficiency but also ensures that financial institutions can maintain rigorous credit risk management practices in an increasingly complex regulatory environment. By leveraging advanced analytics and real-time data, David and his team provide invaluable insights that help institutions make informed lending decisions, ultimately driving growth and stability in their portfolios.

In addition to his technical acumen, David is known for his strategic vision and ability to foster collaboration across departments. His expertise in financial risk management and credit analysis positions him as a trusted advisor to community banks and credit unions seeking to navigate the challenges of today’s financial landscape. As IntelliCredit continues to expand its offerings, David remains committed to delivering game-changing solutions that empower financial institutions to thrive in a competitive market.

David Ruffin Work