David Jacobs's Email Addresses & Phone Numbers

💼 Past Experience

David Jacobs has more than 20 years of experience in the credit industry, most of which has been spent managing the lending and fulfillment functions within a large regional financial institution. In his current role as Vice President Consumer Lending at Coastal Federal Credit Union, David is responsible for developing new lending products, credit underwriting, risk management and strategic management that have culminated into record earnings, top peer rankings and consistent loan growth. His experience also includes development of sales strategies, structured programs, created products and set pricing to achieve expected returns and produced over $878 million in production in 2019. In addition to his responsibilities at Coastal Federal Credit Union, David also spend two years as the VP-Credit Operations Manager at Wachovia Dealer Services and began his career at Sovereign Bank in 2006 as the VP-Credit Operations Manager Indirect Auto Finance. At Sovereign Bank, David lead a team that successfully created a successful business model for a start-up indirect auto lending operation, which he later expanded into Texas and Florida. While at Sovereign Bank, David adversely achieved an annual goal within the first 3 months of operation and became the # 1Producing Region for the Bank within the first 6 months of operation. During his previous positions at various banks, David has achievements including being the # 1ProducingRegion for the Bank for the first six months of operation and being the captain of a team that consistently achieved a Top 5 bank ranking in respective markets.

🎓 Education

Born in 1984 in Greensboro, North Carolina, David Jacobs ambitiously pursued a career in education. Jacobs earned his undergraduate degree atCUDE in 2000. After graduation, Jacobs began his professional career as a child development specialist at East Carolina University from 1991 to 1992. thereafter, he served as a graduate student at UNC Wilmington from 1986 to 1988. Jacobs’s education and professional experience prepared him for his current role as a child development specialist at the University of North Carolina Wilmington.As a child development specialist, Jacobs conducts instruction and sleeps with children in private homes to learn about their development. He also provides financial and emotional support to these children. Jacobs is dedicated to providing quality child development programming for all of his clients. He uses his extensive knowledge and experience to provide medically accurate, age-appropriate and engaging instruction.Jacobs has been a part of the UNC Wilmington School of Education ASCDminster since its inception in 1995. In addition toASCDminster, Jacobs additionally teaches mathematics, science, social sciences, English, and religion to elementary, middle, and high school students in the Wilmington area. Jacobs’s initiatives have involved the recruitment and retention of new students, the development of professional teaching materials, and the promotion of equal opportunity initiatives within the UNC Wilmington School of Education.Jacobs’s dedication to education and service has1024 units of credit earned at UNC Wilmington, amounting to a B.S. in child development from the school in 1997. Additionally, Jacobs is a member of numerous professional organizations, including the American Educational Research Association, the Association for Research in Child Development, and the National Elementary and Secondary Education Association.

💡 Technical & Interpersonal Skills

Jacobs is an experienced banker with over 20 years of credit operations management experience. In his most recent position at Sovereign Bank, Jacobs was responsible for the credit operations of the entire east coast and selected markets. Healso led a successful business model for a start-up indirect auto lending operation. Jacobs Gained experience managing a credit team that produced receivables for the entire east coast and selected markets. He alsodeveloped sales and portfolio management strategies to consistently achieve a Top 5 bank ranking in respective markets. Jacobs also led a 20-person lending and loan fulfillment team to conduct indirect auto business in North Carolina,South Carolina, Georgia, Virginia and Florida. In his previous job at Wachovia Dealer Services, Jacobs managed a credit team that produced receivables for the entire east coast and selected markets. Jacobs also developed sales and portfolio management strategies to consistently achieve a Top 5 bank ranking in respective markets and led a 20-person lending and loan fulfillment team to conduct indirect auto business in North Carolina, South Carolina, Georgia, Virginia and Florida. Jacobs has a impeccable logical, critical thinking skills that allow him to analyze complex risk and make sound decisions. His adaptability and fast response time are important qualities for a leadership role in a credit union. Jacobs is also highly communicative and efficient in getting tasks completed. Therefore, he is able to manage multiple tasks and projects simultaneously, which helps him stay organized and efficient. Jacobs is also a highly motivated individual with a strong work ethic that is impossible to opposes.