Stephen Chachu

Stephen Chachu, serving as an Actuarial Manager at Lepton Actuarial & Consulting, LLC, brings a comprehensive and multi-faceted expertise to his role, supporting a diverse range of insurance and pension domains. In his current capacity, Stephen leads complex actuarial functions that are critical to ensuring regulatory compliance, financial stability, and strategic growth for both private insurers and public entities. His work involves developing and validating statutory reserves for health, life, and property & casualty (P&C) products, leveraging advanced quantitative risk modeling and actuarial science techniques.

A key aspect of Stephen’s role is managing risk modeling projects and conducting MLR (Medical Loss Ratio) analysis for Managed Care Organizations (MCOs), Qualified Health Plans (QHPs), and Essential Plans, ensuring adherence to federal and state regulations. He also specializes in MHPAEA (Mental Health Parity and Addiction Equity Act) compliance testing, which requires meticulous data analysis and regulatory knowledge. His expertise extends to OPEB (Other Post-Employment Benefits) and pension plan valuations, where he provides end-to-end support, including financial reporting, actuarial valuation, and risk assessment.

Stephen’s proficiency with tools such as Python and R enhances his ability to develop sophisticated models, automate processes, and extract actionable insights from complex data sets. His leadership and project management skills enable him to coordinate multidisciplinary teams, ensuring timely delivery of high-quality actuarial solutions. Through his strategic approach and technical acumen, Stephen Chachu continues to drive innovative solutions that support the long-term financial health and compliance of his clients in the ever-evolving insurance landscape.