Smithil K
Vice President II - Risk and Controls at NatWest | Chennai, Tamil Nadu, India
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Smithil K currently serves as Vice President II - Risk and Controls at NatWest, where he plays a critical role in strengthening the bank’s risk management framework within the commercial banking division. In this capacity, Smithil leads a dedicated team responsible for assessing operational risks, implementing effective control environments, and ensuring strict adherence to regulatory policies. His expertise in internal controls and compliance management is instrumental in fostering a culture of "intelligent risk-taking," enabling the bank to pursue growth opportunities while maintaining robust risk mitigation strategies.
One of Smithil’s key projects involves the development and refinement of the Operational Risk Framework, aligning it with evolving industry standards and regulatory requirements. He has successfully led initiatives to enhance control assessment processes, leveraging Lean Six Sigma methodologies to streamline workflows and improve process efficiency. His focus on continuous improvement ensures that control environments remain resilient and adaptable in a dynamic banking landscape.
Smithil’s strategic approach combines his deep knowledge of retail banking, change management, and business development to support the bank’s broader risk appetite and governance objectives. His leadership in cross-functional teams and subject matter expert collaborations has been vital in embedding risk controls into daily operations, fostering a proactive risk culture. With an MBA and GRC certification, Smithil’s comprehensive skill set enables him to navigate complex regulatory environments, drive process improvements, and build strong stakeholder relationships—ultimately safeguarding NatWest’s reputation and operational integrity.
Vice President II - Risk and Controls at NatWest in November 2019 to Present
Unit Head – CDD Operations (Name Screening), Private Banking at Standard Chartered Bank in August 2019 to November 2019
Unit Head - Transaction Monitoring(CASA&Credit cards) - Financial Crimes Surveillance Unit at Standard Chartered Bank in August 2017 to August 2019
Asst. Vice President - Consumer Bank Operational Risk and Controls at Citibank India in March 2015 to August 2017
Regional Sales and Distribution Operations and Service Head at Citibank India in July 2011 to February 2015
Branch Manager at ICICI Bank Ltd. in April 2009 to July 2011
Deputy Branch Operations Manager and Wealth Service Manager at ICICI Bank Ltd. in June 2007 to July 2009
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ICFAI business school, Gurgaon, MBA, September 2026
Sree Chitra Thirunal College of Engineering, Pappanamcode, Thiruvananthapuram, Bachelors in Technology, September 2026
St. Thomas Residential School, Thiruvananthapuram, Kerala, India, ICSE, September 1989 to September 2026
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Change Management
Code of Conduct
Banking
Vendor Management
Retail Banking
Leadership
Management
Product Management
MIS
Business Analysis
Training
Business Process Improvement
Operations Management
Sales
Market Research
Product Development
Relationship Management
Team Management
Microsoft Excel
Business Development
Branch Banking
Sales Operations
Service Management
Mystery Shopping
Standards Compliance
Quality Auditing
Subject Matter Experts
Employee Training
Post-sales Support
Compliance Management
Risk Assessment
Team Building
Management Information Systems (MIS)
Personal Branding
Lean Six Sigma
Personal Development
First Impressions
Customer Service
Process Improvement
Quality Assurance
Sales Process
Operational Risk
Internal Controls
Business Strategy
Customer Experience
Financial Services
Team Leadership
Resiliency
Presentation Design
Microsoft PowerPoint
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Discover more about NatWestWhat is Smithil K email address?
Email Smithil K at [email protected] and [email protected]. This email is the most updated Smithil K's email found in 2026.
What is Smithil K phone number?
Smithil K phone number is 9567747796.
How to contact Smithil K?
To contact Smithil K send an email to [email protected] or [email protected]. If you want to call Smithil K try calling on 9567747796. (updated on March 29, 2025)
What company does Smithil K work for?
Smithil K works for NatWest
What is Smithil K's role at NatWest?
Smithil K is Vice President II - Risk and Controls
What industry does Smithil K work in?
Smithil K works in the Banking industry.
Smithil K Email Addresses
Smithil K Phone Numbers
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