Scott Apodaca

Q: What is Scott Apodaca email address?

Email Scott Apodaca at scott.apodaca@westernunion.com. This email is the most updated Scott Apodaca's email found in 2026.

Q: How to contact Scott Apodaca?

To contact Scott Apodaca send an email to scott.apodaca@westernunion.com. (updated on April 29, 2025)

Head of Financial Intelligence at Western Union | Denver, Colorado, United States

About Scott Apodaca

Scott Apodaca currently serves as the Head of Financial Intelligence at Western Union, where he plays a pivotal role in shaping and executing the company's global financial intelligence strategy. Leveraging over two decades of experience in compliance and financial services, Scott leads Western Union’s extensive Global Financial Intelligence Unit, a team of more than 450 professionals dedicated to the investigation and mitigation of high-risk AML, terrorist financing, and fraud issues across diverse international markets. His strategic oversight ensures that Western Union remains at the forefront of anti-money laundering (AML) compliance, utilizing advanced financial intelligence tools, data analytics, and risk assessment methodologies to detect and prevent illicit financial activities.

In his role, Scott is responsible for aligning enterprise-wide compliance initiatives with evolving regulatory requirements and industry best practices. His expertise in program management, business process management, and strategic planning enables him to develop robust policies and operational frameworks that enhance the company's ability to identify suspicious activities proactively. Scott’s leadership extends to managing complex investigations, overseeing quality assurance audits, and fostering a culture of confidentiality and integrity within his team. His background in international business management and due diligence further supports Western Union’s efforts to maintain compliance across multiple jurisdictions, ensuring seamless cross-border financial operations.

Through his innovative approach to financial intelligence, Scott continuously enhances Western Union’s capabilities in combating financial crimes, safeguarding customer assets, and maintaining trust with stakeholders worldwide. His deep industry knowledge and leadership in managing agents and global compliance initiatives make him a key driver of Western Union’s ongoing commitment to financial integrity and security.

Scott Apodaca Work