Rick Terra
Regional Director Continental Europe | UK, DE, BE & NL at Aptic AB | Delft, South Holland, Netherlands
Engage
candidates 10x faster
Enjoy unlimited access and discover candidates outside of LinkedIn
Trusted by 1.4M users from 76% of Fortune 500 companies
The most accurate data ever
CCPA Compliant
GDPR Compliant
150M
Personal Emails
200M
Work Emails
100M
Direct Dials
250M
Professional Profiles
40M
Company Profiles
Find anyone, anywhere
with ContactOut
today
Making remote or global hires?
Connecting
with key decision-makers? We can help.
- 40 emails / month
- 3 phone numbers / month
- Works on standard LinkedIn only
-
Work emails, personal emails,
mobile numbers
No credit card required
Rick Terra currently serves as the Regional Director for Continental Europe, covering the UK, Germany, Belgium, and the Netherlands at Aptic AB, a leading Nordic fintech innovator. In this strategic leadership role, Rick is responsible for driving go-to-market (GTM) strategies, expanding the company's footprint across key European markets, and establishing Aptic’s presence as a trusted provider of SaaS solutions for the financial servicing industry. His expertise in developing new business activities and executing regional expansion plans has been instrumental in positioning Aptic as a competitive player in the fintech landscape.
Rick’s role involves overseeing complex sales processes, negotiating high-value deals, and fostering relationships with financial institutions, factoring companies, and debt collection agencies. His deep understanding of credit risk management, combined with his skills in outsourcing and management consulting, enables him to tailor innovative solutions that meet the unique needs of each market. He actively leads cross-functional teams, ensuring seamless implementation of Aptic’s CLVR platform—an advanced SaaS solution that streamlines processes such as factoring, lending, BNPL, and invoice-to-cash operations.
A key focus for Rick is leveraging his analytical denkvermogen and veranderingsmanagement expertise to facilitate digital transformation within client organizations, helping them optimize cash flow and improve operational efficiency. His bilingual proficiency in English and Dutch, along with his strategic mindset and negotiation skills, position him as a pivotal figure in Aptic’s growth trajectory across Europe. Through his leadership, Rick continues to strengthen Aptic’s reputation as an innovative partner in the evolving fintech ecosystem, delivering value-driven solutions that address the complex challenges faced by financial service providers today.
Regional Director Continental Europe | UK, DE, BE & NL at Aptic AB in August 2019 to Present
Managing Director at Intrum Nederland in March 2015 to February 2019
Managing Director | Country Manager NL at Lindorff in September 2017 to April 2018
Board Member | Treasurer at Nederlandse Vereniging van gecertificeerde Incasso Ondernemingen in May 2015 to April 2018
Director Business Unit Collections at Vesting Finance in July 2012 to October 2014
Directeur Operations/Director of Operations at Vesting Finance in January 2010 to September 2012
Credit Risk Manager at AB InBev in January 2009 to January 2010
Manager Collection Management at KPN in December 2005 to December 2008
Management positions Customer Service Unit Mobile at KPN in March 2001 to December 2005
See more
See less
TIAS School for Business and Society, Master of Science (MSc), August 2026
Nyenrode Business University, August 2026
scrum company, August 2026
Prince 2 Foundation, August 2026
Inzicht in onderhandelen, August 2026
Hanze, Bachelor of Business Administration (B.B.A.), August 1994 to August 1998
See more
See less
Corporate strategie
Verkoopstrategie
Bedrijfstransformatie
Budgettering
Bidprocessen
Interne en externe communicatie
Contractmanagement
Beheer winst-en verliesrekening
Directe verkopen
Deals
C-niveau
Duits
Ontwikkeling van nieuwe bedrijfsactiviteit
Fusies en overnames
Strategische planning
Analytisch denkvermogen
Verkoopmanagement
Mensen aansturen
Directie
Onderhandeling
Management
Change Management
Strategie
Operations Management
B2B
Process Management
Credit Risk
Outsourcing
Project Management
Business Development
Business Intelligence
Financial Analysis
Key Account Management
Management Consulting
Customer Relations
Team Leadership
Team Management
Customer Service
Teamwork
Team Building
Dutch
Credit Management
B2C
Working Capital Management
Veranderingsmanagement
Interim-management
strategisch management
Leiderschap
Sales
Engels
Bedrijfsstrategie
See more
See less
Discover more about Aptic ABWhat is Rick Terra email address?
Email Rick Terra at [email protected] and [email protected]. This email is the most updated Rick Terra's email found in 2026.
How to contact Rick Terra?
To contact Rick Terra send an email to [email protected] or [email protected]. (updated on March 06, 2025)
What company does Rick Terra work for?
Rick Terra works for Aptic AB
What is Rick Terra's role at Aptic AB?
Rick Terra is Regional Director Continental Europe | UK, DE, BE & NL
What is Rick Terra's Phone Number?
Rick Terra's phone (**) *** *** 756
What industry does Rick Terra work in?
Rick Terra works in the Information Technology & Services industry.
Rick Terra Email Addresses
Rick Terra Phone Numbers
looking for?
Find personal and work emails for over 250M professionals.
People like Rick Terra
Partner at Happier Group
Project Manager at SimpledCard
partner at OWIS advocatuur