Ralph Boragina

Ralph Boragina currently serves as the Head of Cross-Border at Inter US, a strategic leadership role within Inter&Co (NASDAQ: INTR), a pioneering financial super app that empowers over 36 million users across the Americas. In this capacity, Ralph leverages his extensive 25-year background in operations, compliance, and strategic planning to enhance the company’s cross-border services, including international payments and foreign exchange (FX). His expertise is instrumental in developing innovative solutions that streamline cross-border transactions, ensuring seamless currency exchange, and fostering secure, compliant money transfer processes for a diverse, multicultural customer base.

At Inter US, Ralph spearheads key projects aimed at expanding the company’s footprint in the cross-border financial landscape, integrating banking, investments, credit, and insurance services to create a comprehensive financial ecosystem. His deep understanding of regulatory frameworks in both the U.S. and Brazil allows him to navigate complex compliance requirements effectively, ensuring that the company remains at the forefront of industry standards. Ralph’s active participation in MSB industry events and regulatory discussions underscores his commitment to shaping best practices and advancing the industry’s evolution.

With an MBA from SUNY Buffalo and specialized training from Harvard’s FinTech Program, Ralph combines strategic vision with technological innovation. His skills in team management, business development, and multicultural education enable him to lead diverse teams and forge strategic partnerships that drive growth and customer engagement. Ralph Boragina’s leadership continues to position Inter US as a leader in cross-border financial services, fostering innovation while supporting impactful community initiatives across the Americas.