Phil Kodachi
Credit Analyst III at First Interstate | Portland, Oregon, United States
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Phil Kodachi currently serves as a Credit Analyst III at First Interstate Bank, where he leverages his extensive expertise in commercial real estate (CRE) to underwrite and analyze a diverse array of loan products. With a strong foundation in finance from Lewis and Clark College, Phil has cultivated a robust skill set that encompasses CRE underwriting, credit analysis, and commercial lending. His role involves evaluating borrower loan requests for various property types, including multifamily, mixed-use, office, retail, and industrial, with loan sizes ranging from $500,000 to $30,000,000.
In his position, Phil plays a crucial role in assessing both investor and owner-occupied loans, focusing on construction, bridge, and permanent financing solutions. His analytical acumen enables him to conduct thorough credit risk assessments, ensuring that each loan aligns with the bank’s risk appetite and underwriting standards. Phil’s ability to synthesize complex financial data and market trends allows him to present well-informed recommendations to the Credit Approval Department, ultimately facilitating sound lending decisions.
Phil’s commitment to excellence in commercial banking is evident in his proactive approach to loan origination and his dedication to fostering strong relationships with clients and stakeholders. His expertise in small business lending and commercial mortgages further enhances his contributions to First Interstate, positioning him as a valuable asset in navigating the dynamic landscape of commercial real estate finance. Through his work, Phil continues to drive growth and stability within the bank’s lending portfolio while supporting the financial aspirations of businesses and investors alike.
Credit Analyst III at First Interstate in July 2019 to Present
Commercial Real Estate Underwriter at Northwest Bank in June 2017 to July 2019
Senior Commercial Real Estate Underwriter at HomeStreet Bank in September 2016 to June 2017
Senior Loan Specialist at First Republic Bank in February 2015 to July 2016
Credit Analyst at Sterling Bank in March 2012 to September 2013
AVP/Assist.Relationship Manager at First Independent Bank in March 2011 to March 2012
AVP/Financial Analyst at US Bank in March 2010 to March 2011
AVP/Assist. Relationship Manager at San Diego National Bank in August 2007 to March 2010
AVP/Assist. Relationship Manager at JPMorgan Chase in June 1997 to July 2007
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Lewis and Clark College
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Banking
Loan Origination
Commercial Lending
Loans
Credit Analysis
Small Business Lending
Credit
Credit Risk
Mortgage Lending
Commercial Banking
Commercial Mortgages
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Discover more about First InterstateWhat is Phil Kodachi email address?
Email Phil Kodachi at [email protected]. This email is the most updated Phil Kodachi's email found in 2026.
How to contact Phil Kodachi?
To contact Phil Kodachi send an email to [email protected]. (updated on September 02, 2024)
What company does Phil Kodachi work for?
Phil Kodachi works for First Interstate
What is Phil Kodachi's role at First Interstate?
Phil Kodachi is Credit Analyst III
What is Phil Kodachi's Phone Number?
Phil Kodachi's phone (503) ***-*400
What industry does Phil Kodachi work in?
Phil Kodachi works in the Financial Services industry.
Phil Kodachi Email Addresses
Phil Kodachi Phone Numbers
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