Payal Samar
Senior Analyst at American Express | Berlin Metropolitan Area
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Payal Samar is a seasoned Senior Analyst at American Express, where she leverages her extensive expertise in data science to drive impactful credit risk solutions within the financial services sector. With a master's degree in economics from the prestigious Delhi School of Economics, Payal has honed her skills in statistical modeling and predictive analytics, focusing on the development of sophisticated credit risk predictive models. Her current role involves utilizing machine learning tools to accurately forecast the probability of delinquency among prospective global commercial clients, a critical function that helps mitigate risk and enhance decision-making processes.
In her position, Payal has successfully navigated multiple model life-cycles, from data creation and feature engineering to model monitoring and implementation. This comprehensive approach ensures that the models not only meet regulatory standards but also provide actionable insights that drive business strategy. Her proficiency in programming languages such as Python and SAS, combined with her analytical skills, allows her to extract meaningful patterns from complex datasets, ultimately leading to improved credit risk assessments.
Beyond her technical capabilities, Payal is recognized for her leadership qualities and her ability to collaborate effectively across cross-functional teams. She has spearheaded various initiatives aimed at optimizing model performance and enhancing the overall risk management framework at American Express. Her commitment to continuous learning and innovation positions her as a valuable asset in the evolving landscape of financial analytics, where data-driven decision-making is paramount. With a passion for harnessing data to solve real-world challenges, Payal Samar exemplifies the intersection of analytical rigor and strategic insight in the financial services industry.
Senior Analyst at American Express in February 2023 to March 2025
Analyst at American Express in August 2021 to February 2023
Management Trainee at ICICI Bank in October 2020 to August 2021
Intern at NCAER in May 2019 to July 2019
Intern at IIFL (India Infoline Group) in June 2017 to June 2017
Intern at Allied Business Corporation in June 2016 to July 2016
Intern at The Akshaya Patra Foundation in June 2016 to June 2016
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Delhi School of Economics, Master's degree, October 2026
University of Delhi, BA (Hons.), October 2026
Maharana Mewar Public School, Class 12, October 2026
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XGBoost
Model Development
SAS (Programming Language)
Pandas (Software)
Analytical Skills
Python (Programming Language)
Data Analysis
Econometrics
Linear Regression
Microsoft Excel
LaTeX
Google Analytics
Logistic Regression
SAS
Leadership
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Discover more about American ExpressWhat is Payal Samar email address?
Email Payal Samar at [email protected]. This email is the most updated Payal Samar's email found in 2026.
How to contact Payal Samar?
To contact Payal Samar send an email to [email protected]. (updated on November 09, 2024)
What company does Payal Samar work for?
Payal Samar works for American Express
What is Payal Samar's role at American Express?
Payal Samar is Senior Analyst
What is Payal Samar's Phone Number?
Payal Samar's phone (**) *** *** 214
What industry does Payal Samar work in?
Payal Samar works in the Financial Services industry.
Payal Samar Email Addresses
Payal Samar Phone Numbers
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