Milton Ribeiro

Milton Luis Ribeiro is a dedicated Risk Data Scientist at Bradesco, leveraging his robust academic background in Mathematics from UNESP-Guaratinguetá to drive impactful insights in the financial sector. In his current role, Milton specializes in the validation of credit risk models, focusing on critical parameters for IFRS 9 compliance, including Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD). His expertise in these areas is vital for ensuring that Bradesco maintains its commitment to sound risk management practices and regulatory compliance.

Milton is actively involved in various high-stakes projects that aim to enhance the accuracy and reliability of risk assessment models. His proficiency in analytics tools such as Python, SAS, SQL, Power BI, and R enables him to develop sophisticated models that not only meet regulatory standards but also provide strategic insights for decision-making. By utilizing these tools, he can effectively analyze large datasets, identify trends, and generate actionable insights that contribute to the bank's overall risk management framework.

In addition to his technical skills, Milton is known for his collaborative approach and ability to work effectively within cross-functional teams. His fluency in both English and Spanish further enhances his ability to communicate complex concepts to diverse stakeholders, fostering a culture of knowledge sharing and continuous improvement. As he continues to advance in his career, Milton remains committed to enhancing model validation processes and contributing to Bradesco's reputation as a leader in risk management within the banking industry.