Malgorzata Effort

Malgorzata Effort currently serves as an Accredited Senior Analyst within NatWest Markets Financial Crime Operations, where she plays a pivotal role in strengthening the bank’s defenses against financial crime. Her expertise spans Anti-Money Laundering (AML), Counter-Terrorism Financing (CTF), and comprehensive Financial Crime Operations, making her a vital asset in safeguarding the institution’s integrity. Malgorzata’s responsibilities include overseeing Customer Due Diligence (CDD) and Know Your Customer (KYC) processes, ensuring compliance with regulatory standards such as ICA Advanced and adhering to best practices in correspondent banking. Her analytical acumen and risk assessment skills enable her to identify and mitigate potential vulnerabilities effectively.

In her current role, Malgorzata actively coordinates multiple projects aimed at streamlining operational workflows, including managing project initiatives like PRs and EDRs. She contributes to efforts to simplify direct contact channels with business units and clients, enhancing operational efficiency and client experience. Her involvement in performing Quality Assurance (QA) checks on communications with business partners and clients ensures accuracy, consistency, and regulatory compliance across all client-facing interactions. Additionally, she conducts thorough reviews of analyst assessments, maintaining high standards of due diligence and risk management.

Malgorzata’s expertise in data analysis, risk evaluation, and team management underscores her capacity to lead complex projects within the financial crime domain. Her skills in correspondent banking and due diligence analysis further bolster her ability to navigate the intricacies of financial crime prevention. As a proactive team member and on-site coordinator, she continuously strives to improve operational processes, uphold compliance standards, and contribute to NatWest’s commitment to combating financial crime through innovative and effective solutions.