Joseph Dagraca
AVP, Treasury at Synchrony | New York City Metropolitan Area
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Joseph Da Graca currently serves as the Associate Vice President of Treasury at Synchrony, where he plays a pivotal role in managing the company's liquidity and funding strategies to support sustainable growth and operational efficiency. His expertise encompasses overseeing the bank’s Liquidity Investment portfolio, which includes Cash at the Federal Reserve, US Treasuries, Auto & Card Asset-Backed Securities (ABS), and Mortgage-Backed Securities (MBS). By actively managing these assets, Joseph ensures optimal liquidity positioning while maintaining compliance with regulatory requirements and risk management standards.
A key focus of his role involves overseeing the brokered Certificates of Deposit (CDs) and sweep wholesale funding portfolios, which are critical for maintaining flexible and cost-effective funding sources. Joseph also manages and executes Synchrony Financial’s Share Repurchase Program, leveraging his strong analytical skills and strategic insight to optimize capital allocation and shareholder value. His ability to produce detailed reports and monitor the firm’s Cost of Funds provides valuable insights that drive internal business development initiatives and support decision-making processes across the organization.
With an MBA from Quinnipiac University and a robust skill set in negotiation, budgeting, and financial analysis, Joseph is well-equipped to lead complex treasury functions. His expertise in liquidity management, wholesale banking, and reporting & analysis enables him to develop innovative solutions that enhance Synchrony’s financial stability and growth prospects. Through his leadership, Joseph continues to strengthen the bank’s treasury operations, ensuring alignment with industry best practices and fostering long-term financial resilience.
AVP, Treasury at Synchrony in September 2022 to Present
Manager, Treasury at Charles Schwab in November 2021 to September 2022
Treasury Analyst, Funding at People's United Bank, N.A. in November 2018 to October 2021
Relationship Development Analyst at Greenwich Associates in June 2017 to November 2018
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Quinnipiac University, Master’s Degree, July 2026
Quinnipiac University, Bachelor’s Degree, July 2026
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PnL Management
LCR
Net Stable Funding Ratio (NSFR)
Funding
Fixed-Income Investing
Customer Service
Management
Project Management
Microsoft Office
Strategic Planning
Leadership
Microsoft Excel
Business Strategy
Strategy
Business Development
Negotiation
New Business Development
Business Analysis
Budgets
Analysis
PowerPoint
Bloomberg
Economics
Real Estate
Financial Modeling
Financial Analysis
Private Equity
Liquidity
Broker-Dealer
Wholesale Banking
Reporting & Analysis
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Discover more about SynchronyWhat is Joseph Da Graca email address?
Email Joseph Da Graca at [email protected] and [email protected]. This email is the most updated Joseph Da Graca's email found in 2026.
How to contact Joseph Da Graca?
To contact Joseph Da Graca send an email to [email protected] or [email protected]. (updated on February 11, 2025)
What company does Joseph Dagraca work for?
Joseph Dagraca works for Synchrony
What is Joseph Dagraca's role at Synchrony?
Joseph Dagraca is AVP, Treasury
What is Joseph Dagraca's Phone Number?
Joseph Dagraca's phone (212) ***-*346
What industry does Joseph Dagraca work in?
Joseph Dagraca works in the Financial Services industry.
Joseph Dagraca Email Addresses
Joseph Dagraca Phone Numbers
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