John K

Director, Financial Services at Integro Advisers in January 2009 to January 2010

Vice President & Senior BSA Risk Management Officer at Colonial Bank in January 2005 to January 2009

Senior Vice President and Senior Compliance Officer at Beach Bank in January 2004 to January 2005

Vice President & Compliance Officer, USA Agencies at Banco Industrial de Venezuela in January 2002 to January 2004

AML Risk Management Consultant at Gulf Bank in January 2002 to January 2002

Senior Compliance Officer at Barclays Capital in January 2001 to January 2002

Vice President & Manager, Group Internal Audit at Barclays PLC in January 1995 to January 2001

Vice President & Director, Internal Audit and Quality Control at Barnett Mortgage Company / Loan America in January 1993 to January 1995

Director of Internal Audit & Data Security at Eastern Financial Florida Credit Union in January 1989 to January 1993

Audit Officer at Centrust Savings Bank in January 1987 to January 1988

Audit Manager, Latin America & Caribbean Audit Division at Bank of America in January 1983 to January 1986

American Bankers Association, ABA School of Compliance, January 1992

Central High School, January 1961 to January 1965

Dale Carnegie, Dale Carnegie Training, January 1998

Nova Southeastern University, Masters of Business Administration/Executive Banking, January 1986 to January 1998

Nova Southeastern University, Real Estate Construction Lending School, January 1987

Nova Southeastern University, Commercial Lending School, January 1987

Association of Certified Fraud Examiners, Professional Certification - CFE

Bank Administration Institute, Professional Certification - Certified Bank Auditor

Institute of Internal Auditors, Professional Certification - Financial Services Auditor