Joel Keh

Joel Keh currently serves as Vice President, Legal & Compliance at DBS Bank, where he plays a pivotal role in shaping the bank’s strategic initiatives in the rapidly evolving payments landscape. With his extensive background in payments technology, regulatory compliance, and dispute resolution, Joel provides expert legal guidance on complex cross-border payment projects and fintech collaborations. His leadership is instrumental in navigating the intricate legal and regulatory frameworks that underpin innovative payment solutions, ensuring DBS remains at the forefront of digital banking and real-time payments.

A key highlight of Joel’s current role is his oversight of the legal workstream for the PayNow-Unified Payments Interface (UPI) linkage between Singapore and India, a groundbreaking initiative that enhances cross-border P2P payments. His expertise in licensing agreements, anti-money laundering (AML), and privacy law ensures that these projects comply with both local and international regulations. Additionally, as co-lead of the MAS-ABS Cross-Border PayNow Steering Committee Legal & Regulatory Workstream, Joel collaborates closely with regulators and industry stakeholders to develop robust legal frameworks that support secure and seamless real-time payments.

Joel’s contributions extend to Project Nexus, a multilateral real-time payments linkage involving multiple jurisdictions, where he coordinates legal and compliance efforts to facilitate interoperability and regulatory harmonization. His comprehensive understanding of e-payments, fintech partnerships, and dispute resolution positions him as a trusted advisor within DBS’s legal and compliance teams. Through his strategic leadership, Joel Keh continues to drive DBS’s innovation in digital payments while ensuring adherence to the highest standards of legal integrity and regulatory compliance.