James Raziano

Q: What is James Raziano email address?

Email James Raziano at jraziano@apple-bank.com. This email is the most updated James Raziano's email found in 2026.

Q: How to contact James Raziano?

To contact James Raziano send an email to jraziano@apple-bank.com. (updated on February 16, 2025)

Credit and Operational Risk Intern at Apple Bank | Mineola, New York, United States

About James Raziano

James Raziano is currently serving as a Credit and Operational Risk Intern at Apple Bank, where he plays a vital role in enhancing the bank’s risk management framework and operational efficiency. In this position, James leverages his analytical skills to evaluate default risks associated with the bank’s commercial loan portfolio, utilizing Power BI to conduct comprehensive country risk assessments. His ability to interpret complex data sets and translate them into actionable insights helps the bank mitigate potential losses and ensure compliance with regulatory standards. Additionally, James is actively involved in testing over 100 key controls through Risk and Control Self-Assessments (RCSAs), which are critical for maintaining the integrity of deposit operations and lending finance departments. His efforts contribute to strengthening internal controls, reducing operational risk, and enhancing overall process efficiency.

Beyond his core responsibilities, James has demonstrated a keen aptitude for vendor management by restructuring the vendor review process for over 400 vendors, resulting in a significant 16.6% reduction in time outstanding. This project highlights his skills in process optimization, stakeholder communication, and organizational leadership. His expertise in risk analysis, combined with proficiency in tools like Bloomberg Terminal and Microsoft Office, enables him to approach challenges strategically—much like his academic pursuits in finance, business law, and ethics. With a strong foundation in financial analysis, risk assessment, and operational controls, James is well-positioned to pursue a career as an investment banker or financial analyst, where his strategic mindset and analytical rigor will continue to add value to the financial industry.

James Raziano Work