Grace Joya
Dealer Relationship Manager at Axos Bank | San Diego, California, United States
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As a Dealer Relationship Manager at Kinetic Advantage, Grace Joya leverages her extensive 24 years of experience in the auto finance sector to foster strong partnerships with independent dealers. Her role is pivotal in navigating the complexities of financial risk management and underwriting, ensuring that dealers receive tailored solutions that empower their operations. Grace's expertise in fraud investigations and collections further enhances her ability to safeguard the interests of both the company and its dealer partners, creating a secure environment for financial transactions.
At Kinetic Advantage, a dynamic independent floorplan company, Grace is instrumental in driving key projects that focus on enhancing the user experience for dealers. She collaborates closely with cross-functional teams to develop innovative solutions that simplify the financing process, making it more transparent and accessible. Her commitment to exceptional customer service is evident in her proactive approach to communication, where she ensures that dealers are well-informed and supported at every stage of their financing journey.
Grace's proficiency in credit analysis and risk management allows her to identify potential challenges and implement strategies that mitigate financial risks. By emphasizing collaboration and transparency, she not only strengthens dealer relationships but also contributes to the overall success of Kinetic Advantage in the competitive auto finance landscape. Her dedication to empowering dealers through innovative financial solutions underscores her role as a trusted advisor and a key driver of growth within the organization.
Dealer Relationship Manager at Axos Bank in March 2025 to Present
Regional Sales Manager at Veros Credit in October 2024 to February 2025
Dealer Relationship Manager at Kinetic Advantage in September 2023 to October 2024
Area Sales Manager at Kinetic Advantage in May 2021 to September 2023
Dealer Account Manager at Westlake Financial Services in January 2021 to April 2021
Credit Officer at Axos Bank in February 2018 to January 2020
Consumer Underwriter at Ally in September 2016 to December 2017
Senior Underwriter at JPMorgan Chase & Co. in April 1998 to September 2016
Team Lead at JPMorgan Chase & Co. in October 2000 to October 2005
Senior Customer Service Representative at JPMorgan Chase & Co. in April 1998 to September 2000
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Grand Canyon University, Master of Science in Leadership, July 2026
Grand Canyon University, Bachelor of Science in Applied Marketing and Advertising, July 2026
University of Phoenix, Bachelor of Business Administration (BBA), July 2026
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Account Management
Banking
Commercial Banking
Corporate Finance
Credit
Credit Analysis
Credit Risk
Finance
Financial Analysis
Financial Risk
Fixed Income
Loans
Underwriting
Loan Origination
Risk Management
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Discover more about Axos BankWhat is Grace Joya email address?
Email Grace Joya at [email protected] and [email protected]. This email is the most updated Grace Joya's email found in 2026.
How to contact Grace Joya?
To contact Grace Joya send an email to [email protected] or [email protected]. (updated on August 26, 2024)
What company does Grace Joya work for?
Grace Joya works for Axos Bank
What is Grace Joya's role at Axos Bank?
Grace Joya is Dealer Relationship Manager
What is Grace Joya's Phone Number?
Grace Joya's phone (213) ***-*420
What industry does Grace Joya work in?
Grace Joya works in the Financial Services industry.
Grace Joya Email Addresses
Grace Joya Phone Numbers
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