Eric Kwadjo

Eric Kwadjo currently serves as the Head of Credit Risk at Sefa, where he leverages over a decade of extensive experience in credit analysis, risk management, and financial modeling to strengthen the bank’s risk framework. In this strategic leadership role, Eric oversees the development and implementation of robust credit risk policies, ensuring alignment with industry best practices and regulatory standards. His expertise in cross-border lending and sovereign risk management has been instrumental in shaping Sefa’s approach to country risk assessment, risk pricing, and limit setting, thereby enhancing the bank’s capacity to navigate complex international markets.

One of Eric’s key contributions at Sefa includes spearheading the enhancement of the bank’s Enterprise Wide Risk Management Framework, integrating credit risk considerations seamlessly across all business units. His leadership in establishing a dedicated credit risk unit in 2013 laid the foundation for a comprehensive, independent risk oversight function that supports sound decision-making and mitigates potential financial exposures. Under his guidance, the team has successfully developed sophisticated methodologies for country limits, sovereign risk evaluation, and portfolio stress testing, which have significantly improved the bank’s risk appetite management.

Eric’s deep expertise in financial analysis, corporate finance, and project finance has enabled him to lead critical initiatives such as developing risk-adjusted pricing models and conducting rigorous credit assessments for large-scale investments. His strategic insights and industry-specific skills continue to drive Sefa’s growth, positioning the bank as a resilient and innovative player in the financial sector.