Divya Gulgulia
Manager - Micro Enterprise Banking at YES BANK | Rajasthan, India
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Divya Gulgulia currently serves as Manager - Micro Enterprise Banking at YES BANK, where she leverages her extensive expertise in managing and expanding working capital portfolios for micro and small enterprises. In her role, Divya is instrumental in developing tailored financial solutions that address the unique needs of micro-entrepreneurs, fostering sustainable growth and financial inclusion within the Jaipur region. Her deep understanding of corporate credit principles, combined with her proficiency in anti-money laundering compliance and risk assessment, ensures that her clients receive secure and compliant banking services.
Divya’s key projects often involve structuring innovative working capital facilities, streamlining loan approval processes, and enhancing the bank’s outreach to underserved micro-enterprise segments. Her focus on financial literacy and relationship building has enabled her to cultivate long-term client partnerships, driving both business development and customer satisfaction. She actively collaborates with cross-functional teams to ensure adherence to regulatory standards, including thorough analysis of annual reports and financial statements, which helps in assessing creditworthiness and managing portfolio risk effectively.
Her expertise extends to problem-solving and time management, allowing her to handle a diverse client base efficiently while ensuring timely delivery of banking solutions. With a keen eye for business development, Divya continually explores new opportunities to expand the bank’s micro enterprise portfolio, contributing to YES BANK’s mission of empowering small businesses and promoting financial inclusion. Her comprehensive skill set, combined with her hands-on experience in the Jaipur banking landscape, positions her as a trusted advisor for micro-entrepreneurs seeking reliable and growth-oriented banking support.
Manager - Micro Enterprise Banking at YES BANK in January 2025 to Present
Key accounts manager at Complete IT solution in November 2023 to December 2024
RM SBB Portfolio at Axis Bank in July 2022 to August 2023
RM Business Loans Group at ICICI Bank in November 2020 to July 2022
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Manipal Academy of Higher Education, August 2026
Maharaja Ganga Singh University, M.Com, August 2026
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Abstracting
Corporate Credit
Corrective Actions
Sound Quality
Companies Act
Wholesale
Credit Analysis
Operational Risk Management
Operational Risk
Risk Analysis
Risk Management
Negotiation
Economics
Anti-Money Laundering
Attention to Detail
Consultation
Trade Finance
Outside Sales
Microsoft PowerPoint
Management Information Systems (MIS)
Annual Reports
Problem Solving
Loan Officers
Income Statements
Financial Literacy
Credit Rating
Leadership
Analytical Skills
Interpersonal Communication
Sales Management
Relationship Building
Finance
Loans
Mortgage Lending
Customer Service
Customer Service Management
Portfolio Management
Time Management
Interpersonal Skills
Teamwork
Accounting
Business Relationship Management
Basic Accounting
Working capital assessment
Business Development
Customer Relationship Management (CRM)
Good communication
Public Speaking
Banking
Sales
Financial Analysis
Financial Accounting
Financial Services
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Discover more about YES BANKWhat is Divya Gulgulia email address?
Email Divya Gulgulia at [email protected]. This email is the most updated Divya Gulgulia's email found in 2026.
How to contact Divya Gulgulia?
To contact Divya Gulgulia send an email to [email protected]. (updated on March 21, 2025)
What company does Divya Gulgulia work for?
Divya Gulgulia works for YES BANK
What is Divya Gulgulia's role at YES BANK?
Divya Gulgulia is Manager - Micro Enterprise Banking
What is Divya Gulgulia's Phone Number?
Divya Gulgulia's phone (**) *** *** 288
What industry does Divya Gulgulia work in?
Divya Gulgulia works in the Financial Services industry.
Divya Gulgulia Email Addresses
Divya Gulgulia Phone Numbers
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