The Guardian Financial Group

Attention all my friends who are home owners. PRINCIPAL REDUCTION PROGRAM - NOT a loan modification This is for investors and home owners. We buy your note from the bank, along with 20 to 50 others, at a substantial discount and then we refinance it at 90% of the current value. Our new product offers an opportunity to reduce the homeowner’s principal balance to 90% of current market value - Regardless of Payment history, Foreclosure, Bankruptcy, Repossession. No problem, even if you have been denied for a Loan Modification, Short Sale and Deed in lieu of foreclosure, etc. WE CAN HELP! Must have 50% Debt-To-Income Ratio on new proposed loan Must be upside down by at least 25% Must be able to prove income* *12 months bank statements will be considered proof of income. 1. Reduction in principal balance to 90% of current market value 2. 30 year fixed loan program 3. Interest rate can be as low as 5% - most likely 6.5% to 7.5% - no higher 4. Monthly Mortgage Payment reduced by 25%-50% 5. No Credit score needed to qualify 6. 10% instant Equity 7. 60-90 day turnaround time 8. Never lose Title/Ownership of your home 9. Not a lease option program 10. No Tax Repercussions. Call me and lets talk. I can help you, your friends, your family, or even just clients of yours. . Call me toll free - 877.6.23.8473 ask for SAM COOK. This might be the most important call of your life.