Commonwealth

D2D Fund envisions a world where the financial system promotes lasting social and economic prosperity for every family. D2D is a mission driven nonprofit organization that works to improve the economic well-being of millions of financially vulnerable Americans through innovation. D2D generates practical ideas for financial products, services and policies; pilot tests its ideas, and pursues scale strategies to reach millions of households. Examples of nationally recognized D2D innovations include: Prize-Linked Savings, Financial Entertainment games, and the Save Your Refund Tax-time savings campaign. D2D works collaboratively with the financial services industry, government agencies, federal and state legislators, national non-profit groups, grassroots community agencies, and public policy organizations. D2D uses a four-stage innovation process to bring policies and products to market that increase the financial security and opportunity of low- and moderate-income households. 1) Discover Ideas: Seek out and observe new consumer finance trends. 2) Design and Build Solutions: Create new consumer financial products, services, and public policies. 3) Pilot Test and Evaluate Solutions: Pilot test and evaluate the most promising ideas. 4) Drive Innovations to Scale: Provoke private and public financial system participants to scale tested concepts.