CASHe

CASHe is a pioneering credit-enabled financial technology platform headquartered in Mumbai, India, that caters primarily to the financial needs of salaried millennials. Established in 2017, CASHe has evolved from a personal loan app into a comprehensive financial services provider, offering a diverse range of consumer lending products and services. These include personal loans, Buy Now Pay Later (BNPL) options, credit lines, and payment transfer facilities, all designed to empower users with flexible financial solutions. At the heart of CASHe’s offerings is its innovative proprietary credit rating algorithm, the Social Loan Quotient (SLQ), which assesses creditworthiness in a unique way, enabling quick and efficient loan disbursements. With a remarkable track record, CASHe has disbursed loans worth Rs 2,500 crores to over 300,000 customers, boasting a retention rate of more than 70% repeat users. This demonstrates the platform's commitment to customer satisfaction and its ability to meet the evolving financial needs of its user base. In addition to lending, CASHe provides a suite of financial services that includes EMI shopping and insurance services, making it a one-stop solution for all financial requirements. By leveraging advanced technology and data analytics, CASHe continues to innovate and expand its offerings, ensuring that millennials have access to the financial tools they need to thrive in today’s fast-paced economy. With its user-centric approach and robust technological framework, CASHe is well-positioned to lead the charge in the fintech industry, transforming how consumers manage their finances.