Clay Muneton
Credit Analyst at RTMI Capital | Hollywood, Florida, United States
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Since joining RTMI Capital as a Credit Analyst in May 2025, I’ve had the opportunity to immerse myself in a dynamic environment focused on empowering small businesses across the United States. Based in the vibrant Brickell district of Miami, RTMI Capital is committed to providing fast, streamlined access to funding, and my role is central to ensuring that our lending decisions are both sound and strategic. My responsibilities involve thorough credit risk assessment, analyzing comprehensive financial statements, and evaluating the creditworthiness of potential borrowers. This process requires a keen eye for detail and a deep understanding of commercial lending principles, as I review loan applications and underwrite proposals to mitigate risk while supporting business growth.
Key projects have included developing innovative credit scoring models that leverage financial data analysis and pivot tables to identify emerging risk patterns. I also collaborate closely with the underwriting team to refine our credit control processes, ensuring compliance with industry standards and internal policies. My expertise in financial statement analysis and credit risk management allows me to make informed recommendations for credit approvals, balancing the needs of our clients with the company’s risk appetite. Additionally, I utilize advanced tools like Microsoft Office and data analysis techniques to streamline loan origination workflows and improve decision-making efficiency. Overall, my role at RTMI Capital combines analytical rigor with strategic insight, positioning me to contribute meaningfully to the company’s mission of supporting small business success through responsible lending.
Credit Analyst at RTMI Capital in May 2025 to Present
Sr. Credit Analyst at Teva Pharmaceuticals USA, Inc. / Anda inc. in April 2019 to May 2024
Sr. Underwriter at Fast Advance Funding in October 2018 to April 2019
Commercial Underwriter at 1st Global Capital in November 2016 to August 2018
Loan Officer at Embassy Loans, Inc. in June 2014 to November 2016
Personal Banker, Business Champion at Wells Fargo in September 2012 to June 2014
Personal Banker at Bank of America in March 2010 to March 2012
Assistant Manager at Verizon Wireless in December 2003 to September 2009
English Language Teacher at ELS language center- Colombia in January 1997 to September 2001
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Metropolitan College of New York, MBA, August 2026
University of Santiago de Cali, Bachelor's degree, August 1997 to August 2026
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Credit Control
Annuities
Dunn & Bradstreet
Financial Modeling
Fraud Detection
financial statements analysis
Financial ratios interpretation
Credit
People Development
Commercial Banking
Customer Service Management
Loan Origination
Credit Rating
Analytical Skills
Reporting Requirements
Financial Systems
Banking
Financial Analysis
Management
Credit Analysis
Microsoft Office
Sales
Commercial Lending
Cash Management
Small Business Lending
Latin American Studies
analyze financial data
Customer Service
Leadership
Microsoft Excel
Risk Management
Strategic Planning
Underwriting
Financial Statement Analysis
Loan Pricing
Spreadsheets
Finance
Financial Services
Credit Risk Management
Pivot Tables
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What is Clay Muneton email address?
Email Clay Muneton at [email protected] and [email protected]. This email is the most updated Clay Muneton's email found in 2026.
What is Clay Muneton phone number?
Clay Muneton phone number is +13476759079.
How to contact Clay Muneton?
To contact Clay Muneton send an email to [email protected] or [email protected]. If you want to call Clay Muneton try calling on +13476759079. (updated on May 07, 2025)
What company does Clay Muneton work for?
Clay Muneton works for RTMI Capital
What is Clay Muneton's role at RTMI Capital?
Clay Muneton is Credit Analyst
What industry does Clay Muneton work in?
Clay Muneton works in the Financial Services industry.
Clay Muneton Email Addresses
Clay Muneton Phone Numbers
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