Armand Wray

Armand Wray, serving as the Vice President of Policy Administration Operations at Ullico Inc., brings a wealth of expertise in product strategy, policy administration, and operational excellence within the group benefits sector. In his current role, Armand oversees the end-to-end lifecycle of insurance products, ensuring seamless discovery, design, development, and implementation of innovative policies that meet both market demands and regulatory standards. His leadership is instrumental in streamlining policy administration processes, leveraging advanced technology solutions, and driving operational efficiencies that enhance customer experience and reduce time-to-market for new offerings.

A key focus for Armand is conducting comprehensive market research and competitive analysis to identify emerging trends and opportunities for product innovation, particularly in disability, supplemental health, life, and absence benefits. He collaborates closely with actuarial, underwriting, and compliance teams to develop and maintain accurate rate, rule, and form submissions for regulatory approval across various states, ensuring compliance and operational agility. His expertise in risk management and strategic financial planning enables him to balance product profitability with customer value, fostering sustainable growth.

Armand’s deep industry knowledge and experience working within a matrix organization allow him to align cross-functional teams effectively, promoting a culture of continuous improvement and innovation. His skills in business process improvement, sales operations support, and account management further bolster Ullico’s ability to deliver tailored benefits solutions that meet the evolving needs of clients. Through his strategic leadership, Armand Wray continues to position Ullico Inc. as a leader in group benefits, leveraging his comprehensive understanding of the industry to drive product excellence and operational success.