Subin Jacob
Vice President at Capital One | Richmond, Virginia, United States
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Subin Jacob is a seasoned financial services executive currently serving as Vice President at Capital One, where he leads a dynamic team of 50 associates focused on managing acquisitions for both the Partnership and Trade Credit businesses. With 18 years of extensive experience in credit risk, analytics, and strategy, Subin has developed a profound understanding of consumer lending and risk management. His expertise spans critical areas such as customer acquisition, credit line management, collections, and fraud prevention, particularly within the realms of general purpose and private label credit cards.
At Capital One, Subin is instrumental in driving strategic initiatives that enhance customer engagement and optimize credit risk management. His leadership in the Partnership business involves forging and nurturing relationships with key stakeholders to expand Capital One's market presence, while his oversight of the Trade Credit business focuses on innovative solutions that meet the evolving needs of small businesses. Subin's results-oriented approach has consistently yielded significant improvements in acquisition strategies, contributing to the overall growth and profitability of the organization.
Subin's deep knowledge of commercial banking, retail banking, and small business lending, combined with his strategic mindset, positions him as a thought leader in the financial services industry. He is adept at leveraging data analytics to inform decision-making and drive operational efficiencies, ensuring that Capital One remains at the forefront of the competitive landscape. Through his commitment to excellence and a keen focus on risk management, Subin continues to make a substantial impact on the organization's success and the financial well-being of its customers.
Vice President at Capital One in January 2022 to Present
Vice President at Capital One in February 2019 to December 2021
Sr. Business Director, Head of Credit Risk for Cobrand Card portfolio, at Capital One in August 2017 to January 2019
Sr. Business Director, Head of Credit Risk for Retail Card portfolio at Capital One in January 2016 to July 2017
Sr. Business Director, Upmarket Card Underwriting Innovation at Capital One in October 2013 to December 2015
Sr. Business Director, Subprime segment Strategy at Capital One in January 2012 to September 2013
Business Director, Small Business Bank Credit Product Strategy at Capital One in September 2009 to December 2011
Credit Governance Advisor at Capital One in October 2007 to August 2009
Sr. Business Manager – Card Loss Forecasting, at Capital One in January 2005 to September 2007
Business Manager – Fraud strategy & analysis at Capital One in October 2001 to December 2004
Engineer at Tata Motors in June 1997 to May 1999
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Analytics
Financial Modeling
Credit Risk
Risk Management
Commercial Banking
Credit Cards
Credit Analysis
Small Business Lending
Credit
Consumer Lending
Banking
Portfolio Management
Financial Services
Financial Risk
Loans
Management
Business Analysis
Retail Banking
Financial Analysis
Strategy
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Discover more about Capital OneWhat is Subin Jacob email address?
Email Subin Jacob at [email protected]. This email is the most updated Subin Jacob email found in 2026.
How to contact Subin Jacob?
To contact Subin Jacob send an email to [email protected]. (updated on November 04, 2024)
What company does Subin Jacob work for?
Subin Jacob works for Capital One
What is Subin Jacob's role at Capital One?
Subin Jacob is Vice President
What is Subin Jacob's Phone Number?
Subin Jacob's phone (703) ***-*383
What industry does Subin Jacob work in?
Subin Jacob works in the Financial Services industry.
Subin Jacob Email Addresses
Subin Jacob Phone Numbers
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