Spruhal Mody
Vice President - Credit at Kotak Mahindra Bank | Mumbai, Maharashtra, India
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Spruhal Mody currently serves as Vice President - Credit at Kotak Mahindra Bank, where he plays a pivotal role in managing credit risk underwriting for a diverse portfolio of conglomerates, large corporates, and multinational clients. With a strong foundation as a Credit Analyst, Spruhal combines his analytical expertise with a deep understanding of corporate finance to assess and mitigate credit risks effectively. His proficiency in financial modeling and analysis enables him to evaluate complex financial statements and forecast potential risks, ensuring that the bank's lending decisions are both prudent and strategically sound.
At Kotak Mahindra Bank, Spruhal has spearheaded several key projects that focus on enhancing credit assessment frameworks and streamlining underwriting processes. His commitment to relationship management has fostered strong partnerships with clients, allowing him to gain valuable insights into their operational dynamics and financial health. This collaborative approach not only strengthens client relationships but also aids in crafting tailored financial solutions that align with their business objectives.
As a value investor by vocation, Spruhal's passion for finance extends beyond his professional responsibilities; he actively engages in finance blogging, sharing insights on market trends and investment strategies. This dual perspective enriches his role at Kotak Mahindra Bank, as he stays abreast of industry developments and emerging risks, which are critical in today’s rapidly evolving financial landscape. With a robust skill set that includes credit analysis, valuation, and team management, Spruhal Mody continues to make significant contributions to the bank's credit risk management strategies, driving sustainable growth and profitability.
Vice President - Credit at Kotak Mahindra Bank in June 2021 to Present
Credit Analyst - Corporate & Investment Bank and MNC Business at Kotak Mahindra Bank in May 2015 to June 2021
Credit Analyst - Corporate Banking (Large Corporates) at Kotak Mahindra Bank in February 2014 to May 2015
Relationship Manager - Corporate Banking (Mid Markets) at Kotak Mahindra Bank in May 2013 to February 2014
Credit Analyst - Business Banking Group at Kotak Mahindra Bank in February 2010 to February 2012
Intern - Assurance and Advisory Services at Ernst & Young in December 2006 to March 2008
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Credit Risk
Banking
Commercial Banking
Credit
Financial Services
Credit Analysis
Corporate Finance
Financial Modeling
Financial Analysis
Relationship Management
Valuation
Portfolio Management
Management
Auditing
Team Management
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Discover more about Kotak Mahindra BankWhat is Spruhal Mody email address?
Email Spruhal Mody at [email protected]. This email is the most updated Spruhal Mody email found in 2026.
How to contact Spruhal Mody?
To contact Spruhal Mody send an email to [email protected]. (updated on October 29, 2024)
What company does Spruhal Mody work for?
Spruhal Mody works for Kotak Mahindra Bank
What is Spruhal Mody's role at Kotak Mahindra Bank?
Spruhal Mody is Vice President - Credit
What is Spruhal Mody's Phone Number?
Spruhal Mody's phone (**) *** *** 162
What industry does Spruhal Mody work in?
Spruhal Mody works in the Appliances, Electrical, And Electronics Manufacturing industry.
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