Ruby Chambliss
Vice President - Underwriting & Portfolio Management at Citizens Bank | Newark, New Jersey, United States
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Ruby Chambliss serves as Vice President of Underwriting & Portfolio Management at Citizens Bank, where she leverages her extensive expertise in real estate finance to drive strategic investment decisions and optimize portfolio performance. With over 25 years of experience in underwriting and appraisal, Ruby has honed her skills in financial analysis, risk assessment, and market evaluation, making her a pivotal figure in the commercial real estate sector. Her role involves not only underwriting and structuring commercial real estate mortgages but also overseeing the approval documentation, loan negotiations, and closing processes.
Ruby is adept at utilizing advanced tools such as Argus Modeling to conduct thorough real estate due diligence and valuations, ensuring that investment properties align with the bank's risk appetite and financial objectives. She is committed to monitoring portfolio performance rigorously, ensuring compliance with underwriting standards while identifying opportunities for growth and enhancement. Her comprehensive understanding of market fundamentals allows her to render prudent investment-related decisions that contribute to the bank's overall success.
Key projects under Ruby's leadership have included the successful negotiation of multi-million dollar commercial loans and the implementation of innovative underwriting strategies that have streamlined processes and improved turnaround times. Her ability to navigate complex financial landscapes and foster collaborative relationships with stakeholders has solidified her reputation as a trusted advisor in the industry. Ruby's dedication to excellence and her strategic vision continue to drive the success of Citizens Bank's real estate portfolio, making her an invaluable asset to the organization.
Vice President - Underwriting & Portfolio Management at Citizens Bank in August 2015 to Present
Assistant Director of Credit Administration at Dime Savings Bank of Williamsburgh in January 2013 to July 2015
Consultant at RK Chambliss Real Estate Consulting in January 2012 to January 2013
Director - Domestic Acquisition at TIAA-CREF in January 2004 to January 2007
Associate Director - Commercial Mortgages at TIAA-CREF in January 2002 to January 2004
Associate Director - Valuation Group at TIAA-CREF in January 1994 to January 2002
Associate at Manufacturers Hanover Trust in January 1987 to January 2002
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Financial Analysis
Commercial Real Estate
Real Estate Due Diligence
Argus Modeling
Valuation
Negotiation
Real Estate
Finance
Investment Properties
Investments
Program Management
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Discover more about Citizens BankWhat is Ruby Chambliss email address?
Email Ruby Chambliss at [email protected] and [email protected]. This email is the most updated Ruby Chambliss email found in 2026.
What is Ruby Chambliss phone number?
Ruby Chambliss phone number is +17049885584.
How to contact Ruby Chambliss?
To contact Ruby Chambliss send an email to [email protected] or [email protected]. If you want to call Ruby Chambliss try calling on +17049885584. (updated on September 13, 2024)
What company does Ruby Chambliss work for?
Ruby Chambliss works for Citizens Bank
What is Ruby Chambliss's role at Citizens Bank?
Ruby Chambliss is Vice President - Underwriting & Portfolio Management
What industry does Ruby Chambliss work in?
Ruby Chambliss works in the Financial Services industry.
Ruby Chambliss Email Addresses
Ruby Chambliss Phone Numbers
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