Ruben Ruano
Hard $/ FHA & CONV Lender at Hard Money Lending | Los Angeles Metropolitan Area
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Ruben Ruano is a seasoned professional in the mortgage lending industry, currently serving as a Senior Loan Originator at PennyMac, where he specializes in Hard Money Lending, FHA, and Conventional financing. With a wealth of experience spanning over two decades, Ruben has honed his expertise in various lending solutions, including fix-and-flip projects, rental properties, mixed-use developments, and commercial financing. His role as a Hard Money and Private Lender Consultant allows him to provide tailored financial solutions that meet the diverse needs of his clients, whether they are seasoned investors or first-time homebuyers.
Ruben's impressive track record includes key leadership positions at Aames Home Loans and Aegis Lending, where he excelled as Regional Sales Director and Regional Vice President, respectively. In these roles, he was instrumental in driving sales growth and enhancing customer service within the National Call Center-Retail Division. His tenure at Countrywide Home Loans as a Branch Manager further solidified his reputation as a knowledgeable and reliable resource in the mortgage industry.
With a focus on loan origination, Ruben is adept at navigating the complexities of real estate financing, including home equity loans, government loans, and commercial mortgages. His comprehensive understanding of FHA financing and foreclosure processes equips him to guide clients through every step of the lending journey. By leveraging his extensive network and industry insights, Ruben is committed to delivering competitive rates, starting from 6.5% to 12%, with flexible terms ranging from 3 months to 30 years. For those seeking expert guidance in hard money lending and beyond, Ruben Ruano is a trusted partner ready to help clients achieve their financial goals.
Hard $/ FHA & CONV Lender at Hard Money Lending in February 2014 to Present
Sr. Loan Originator at PennyMac Loan Services, LLC in April 2016 to Present
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University of Phoenix, Bachelor of Science (BS), January 1999 to January 2003
University of Phoenix, Bachelor's degree, January 1995 to January 1999
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Residential and Comercial Lending
Loan Origination
Investments
Mortgage Lending
Real Estate
Loans
Mortgage Banking
Home Equity Loans
Refinance
Sales
FHA
First Time Home Buyers
Real Estate Economics
Loss Mitigation
Branch Banking
Residential Mortgages
FHA financing
VA loans
USDA
Government Loans
HUD
Non-Conforming
Investment Properties
Reverse Mortgages
Certified Mortgage Planning
Construction Loans
Mortgage Underwriting
Home Equity Lines of Credit
Mortgage Marketing
Debt Consolidation
Commercial Mortgages
Home Equity
Real Estate Financing
Mortgage Servicing
Rates
Loan Servicing
Loan Modifications
Commercial Lending
Consumer Lending
Financial Structuring
Real Estate Lending
Credit Analysis
Credit
Small Business Lending
Funding
Underwriting
VA Loans
FHA Financing
Interest Rates
Foreclosures
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What is Ruben Ruano email address?
Email Ruben Ruano at [email protected] and [email protected]. This email is the most updated Ruben Ruano's email found in 2026.
What is Ruben Ruano phone number?
Ruben Ruano phone number is 6263830192.
How to contact Ruben Ruano?
To contact Ruben Ruano send an email to [email protected] or [email protected]. If you want to call Ruben Ruano try calling on 6263830192.
What company does Ruben Ruano work for?
Ruben Ruano works for Hard Money Lending
What is Ruben Ruano's role at Hard Money Lending?
Ruben Ruano is Hard $/ FHA & CONV Lender
What industry does Ruben Ruano work in?
Ruben Ruano works in the Financial Services industry.
Ruben Ruano Email Addresses
Ruben Ruano Phone Numbers
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