Ray Hosseini
Vice President - Healthcare Business Banking Relationship Manager at U.S. Bank | Irvine, California, United States
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Ray Hosseini is a seasoned banking professional with over 25 years of experience, currently serving as the Vice President and Healthcare Business Banking Relationship Manager at U.S. Bank. In this pivotal role, Ray leverages his extensive background in sales, operations, and administration to provide tailored financial solutions to small-to-medium-sized healthcare practices, including dental, medical, veterinary, and urgent care facilities. His specialty focus encompasses a wide array of services, such as practice lending, real estate finance for owner-users and investors, and equipment financing, which are essential for the growth and sustainability of healthcare providers.
Ray's expertise in acquisition, expansion, start-up, buy-in, buy-out, and debt refinancing positions him as a trusted advisor to his clients. He is adept at navigating the complexities of SBA 504 and 7(a) loans, ensuring that healthcare practitioners have access to the necessary capital to thrive in a competitive market. His commitment to process improvement and financial planning enables him to deliver innovative banking products tailored to the unique needs of healthcare professionals.
As a consistent team leader and top producer, Ray has cultivated strong relationships within the local market, enhancing U.S. Bank's reputation as a go-to financial partner for healthcare businesses. His skills in business development, treasury management, and asset-based lending further bolster his ability to drive growth and profitability for his clients. With a keen understanding of operating expenses and a passion for coaching, Ray is dedicated to empowering healthcare practitioners to achieve their financial goals while navigating the ever-evolving landscape of the healthcare industry.
Vice President - Healthcare Business Banking Relationship Manager at U.S. Bank in September 2023 to Present
Vice President - Business Banking Relationship Manager at U.S. Bank in March 2021 to September 2023
Vice President- Senior Lead Business Banking Relationship Manager at Bank of the West in January 2019 to March 2021
Vice President - Senior Business Banking Officer at Bank of the West in October 2016 to December 2018
Vice President - Relationship Manager - Commerical Banking Group at Banc of California in March 2016 to October 2016
Vice President - Senior Business Banking Officer II at BBVA Compass in September 2014 to March 2016
Vice President, Business Development Officer at Wells Fargo West Coast Business Banking Group in August 2013 to August 2014
Vice President, Business Relationship Manager at Wells Fargo West Coast Business Banking Group in December 2007 to September 2013
AVP - Senior Business Banker at Wells Fargo West Coast Business Banking Group in March 2006 to December 2007
AVP - Senior Business Banker at Bank of America in February 1998 to May 2006
Vice President, Controller at Always Loving Home Care in January 2001 to August 2003
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Strategic Leadership
Strategic Initiatives
Organizational Effectiveness
Operating Expenses
Expenses
Establishing Priorities
Customer Retention
Process Improvement
Presentation Skills
Coaching
Negotiation
Microsoft Outlook
Customer Service
Business Development
Real Estate
Commercial Lending
Equipment Finance
Line of Credit
Risk Management
Treasury Management
Financial Analysis
Credit Structure
Foreign Exchange
SBA
Letters of Credit
Mortgage
Private Banking
Private Equity
Financial Products
Commercial Banking
Cross Selling
Mortgage Lending
Financial Services
Loans
Finance
Underwriting
Analysis
Banking
Commercial Mortgages
Credit
Credit Analysis
Portfolio Management
Relationship Management
Sales
Small Business Lending
Lines Of Credit
Loan Origination
Asset Based Lending
Strategic Financial Planning
Financial Planning
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Discover more about U.S. BankWhat is Ray Hosseini email address?
Email Ray Hosseini at [email protected]. This email is the most updated Ray Hosseini email found in 2026.
What is Ray Hosseini phone number?
Ray Hosseini phone number is +19254089131.
How to contact Ray Hosseini?
To contact Ray Hosseini send an email to [email protected]. If you want to call Ray Hosseini try calling on +19254089131. (updated on October 31, 2024)
What company does Ray Hosseini work for?
Ray Hosseini works for U.S. Bank
What is Ray Hosseini's role at U.S. Bank?
Ray Hosseini is Vice President - Healthcare Business Banking Relationship Manager
What industry does Ray Hosseini work in?
Ray Hosseini works in the Financial Services industry.
Ray Hosseini Email Addresses
Ray Hosseini Phone Numbers
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