Phil Watson
Director of Credit Administration, SVP at OakStar Bank | Springfield, Missouri, United States
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Phil Watson serves as the Director of Credit Administration and Senior Vice President at OakStar Bank, where he leverages his extensive experience in the banking industry to drive strategic initiatives and enhance credit risk management. With a career spanning various roles, including Chief Lending Officer and positions in Credit Administration, Loan Review, and Mortgage Lending, Phil has cultivated a robust expertise in commercial lending and credit analysis. His leadership is instrumental in overseeing the Credit Department, Participation Department, and the Loan Origination System, ensuring that OakStar Bank maintains a strong credit portfolio while adhering to regulatory standards.
Phil is currently spearheading several key projects aimed at optimizing the bank's credit processes and enhancing the efficiency of loan origination. His focus on new business development has led to innovative approaches in consumer and commercial lending, allowing OakStar Bank to expand its market reach and improve customer satisfaction. By implementing rigorous allowance for loan loss analysis and proactive loan review practices, Phil ensures that the bank is well-positioned to manage credit risk effectively.
A firm believer in the importance of mentorship, Phil often reflects on the invaluable advice from his grandfather, which has guided him throughout his career. His problem-solving skills and ability to foster strong board relations have made him a respected figure in the banking community. As he continues to navigate the complexities of the financial landscape, Phil remains committed to driving growth and excellence at OakStar Bank, ensuring that the institution not only meets but exceeds the expectations of its stakeholders.
Director of Credit Administration, SVP at OakStar Bank in August 2023 to Present
Senior Vice President - Sageworks Administrator at OakStar Bank in February 2015 to October 2023
Chief Lending Officer / Chief Credit Officer / EVP at Springfield First Community Bank in August 2008 to February 2015
Credit Risk Manager at BANCORP SOUTH in August 2002 to August 2008
Teller/ Credit / Loan Officer/ Vice President at Banking in September 1982 to August 2002
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Team Management
Commercial Lending
Loans
Banking
Credit Risk
Commercial Banking
Credit Analysis
Construction Loans
Portfolio Management
Loan Portfolio Analysis
Small Business Lending
Board Relations
New Business Development
Staff Supervision
Commercial Mortgages
Residential Mortgages
Mortgage Lending
Retail Banking
Underwriting
Loan Origination
Refinance
Mortgage Banking
Lines Of Credit
Allowance for Loan Loss Analysis
Loan Review
Problem Solving
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Discover more about OakStar BankWhat is Phil Watson email address?
Email Phil Watson at [email protected]. This email is the most updated Phil Watson email found in 2026.
How to contact Phil Watson?
To contact Phil Watson send an email to [email protected]. (updated on October 31, 2024)
What company does Phil Watson work for?
Phil Watson works for OakStar Bank
What is Phil Watson's role at OakStar Bank?
Phil Watson is Director of Credit Administration, SVP
What is Phil Watson's Phone Number?
Phil Watson's phone (314) ***-*112
What industry does Phil Watson work in?
Phil Watson works in the Banking industry.
Phil Watson Email Addresses
Phil Watson Phone Numbers
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