Michael Carbone
Founder and CEO at Byram Consulting LLC | Bedford, New York, United States
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Michael Carbone, as the Founder and CEO of Byram Consulting LLC, leverages over 40 years of extensive experience in the financial services, technology, and consulting industries to drive innovation in the B2B payments landscape. His deep expertise spans critical areas such as lending, payments, transaction banking, commercial cards, and digital delivery, making him a sought-after advisor for fintech ventures aiming to carve out their niche in the competitive market.
At Byram Consulting, Michael focuses on consultative advisory services that empower new fintech payment ventures to rapidly define their value propositions and develop robust go-to-market strategies. His approach is particularly geared towards harnessing breakthrough technology solutions that unlock untapped use cases within the staggering $120 trillion B2B payments sector. By combining his strategic insights with a keen understanding of market dynamics, Michael assists startups in navigating the complexities of relationship management, credit risk, and financial analytics, ensuring they are well-equipped to scale their operations effectively.
Key projects under his leadership include collaborations with emerging fintechs that aim to innovate payment processes and enhance merchant services. Michael’s commitment to fostering strategic partnerships and his proficiency in product management have enabled these ventures to not only launch successfully but also to thrive in an ever-evolving landscape. With a passion for mobile commerce and a vision for the future of financial transactions, Michael Carbone continues to be a pivotal figure in shaping the next generation of B2B payment solutions.
Founder and CEO at Byram Consulting LLC in July 2022 to Present
Executive Vice President Corporate Strategy and Enterprise Partnerships at SKUx in April 2024 to Present
Senior Director Strategy, Global Commercial Solutions at Visa in June 2019 to June 2022
Principal Consultant, Payments at Blenheim Chalcot in January 2019 to May 2019
Founder and CEO, B2B & Real Time Payments Consultant at Byram Consulting LLC in August 2018 to May 2019
Managing Director, Sage Payments UK LTD at Sage in September 2014 to July 2018
CEO and Founder, Payments Consultant at Byram Consulting LLC in April 2012 to August 2014
SVP, Global Practice Lead, Commercial and Small Business Payments Consulting at Mastercard Advisors in September 2001 to March 2012
Vice President, Cardmember Services Group, Director, Small Business and Corporate Card Payments at JPMorgan Chase & Co. in January 1994 to August 2001
Vice President, Global Transaction Banking Division, Director, Commercial Card Products at Citi in December 1991 to December 1993
Vice President, Visa/MasterCard Division, Small Business Credit Policy/Strategic Planning at Citi in December 1990 to December 1991
Vice President, Visa/MasterCard Division, Card Portfolio Acquisitions and Divestitures at Citi in December 1989 to December 1990
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Cards
Payments
Banking
Cash Management
Credit Cards
Debit Cards
Transactional Banking
Global Cash Management
Retail Banking
Payment Cards
Financial Services
Credit
Segmentation
Relationship Management
Credit Risk
Treasury Management
Product Development
Strategy
Analytics
Customer Acquisition
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What is Michael Carbone email address?
Email Michael Carbone at [email protected] and [email protected]. This email is the most updated Michael Carbone email found in 2026.
What is Michael Carbone phone number?
Michael Carbone phone number is +13046124105 and +19143251384.
How to contact Michael Carbone?
To contact Michael Carbone send an email to [email protected] or [email protected]. If you want to call Michael Carbone try calling on +13046124105 and +19143251384. (updated on October 24, 2024)
What is Michael Carbone net worth?
Michael Carbone has an estimated net worth of $750,000 to $999,999
What company does Michael Carbone work for?
Michael Carbone works for Byram Consulting LLC
What is Michael Carbone's role at Byram Consulting LLC?
Michael Carbone is Founder and CEO
What industry does Michael Carbone work in?
Michael Carbone works in the Financial Services industry.
Michael Carbone Email Addresses
Michael Carbone Phone Numbers
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