Margarita Flor

Margarita Flor serves as the Managing Director and Partner at FCI Financial Consultants, Inc., where she leverages her extensive expertise in compliance and risk management to enhance the financial integrity of institutions across South and Central Florida. With a focus on the Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) regulations, Margarita leads a team dedicated to conducting comprehensive audits that assess compliance with federal and state regulations applicable to deposit and lending products. Her role involves not only performing forensic audits but also issuing detailed reports to management that highlight findings and actionable recommendations to mitigate operational risks.

Under her leadership, FCI Financial Consultants has successfully executed numerous key projects, including the development of tailored compliance programs for financial institutions navigating the complexities of BSA/AML regulations. Margarita’s profound understanding of operational risk management and internal controls enables her to provide invaluable insights that help clients strengthen their compliance frameworks and enhance their overall operational efficiency.

Her skills in due diligence, credit analysis, and mortgage servicing further position her as a trusted advisor in the commercial banking sector. Margarita’s commitment to fostering a culture of compliance and her proactive approach to identifying potential vulnerabilities have made her a respected figure in the industry. As a partner at FCI Financial Consultants, she continues to drive initiatives that not only ensure regulatory adherence but also promote sustainable growth for her clients in an ever-evolving financial landscape.