Marcia Fernandez
Vice President - Senior Business Relationship Manager at Banesco USA | Miami, Florida, United States
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Marcia Fernandez is a seasoned banking professional with over 30 years of experience, currently serving as Vice President and Business Relationship Manager at TD Bank since November 2014. In her role, Marcia excels in generating and maintaining robust portfolios of commercial and real estate loans and deposits, leveraging her extensive expertise in commercial lending, small business lending, and credit analysis. Her deep understanding of the dynamic financial landscape in South Florida allows her to effectively guide commercial and small business owners in managing and growing their enterprises.
Marcia is not only focused on client acquisition but also on providing exceptional client service and fostering long-term relationships. She is adept at cross-selling banking products and services, ensuring that her clients receive comprehensive financial solutions tailored to their unique needs. Collaborating closely with Portfolio Managers, Marcia plays a pivotal role in managing risk and optimizing the performance of her portfolio, which includes a diverse array of lending products such as C&I and SBA loans.
Her proficiency in cash management and retail banking further enhances her ability to support clients in navigating their financial challenges and opportunities. Marcia's commitment to business development and her strategic approach to credit risk management have established her as a trusted advisor in the industry. Through her leadership and dedication, she continues to contribute significantly to TD Bank's mission of delivering exceptional banking experiences while empowering local businesses to thrive in a competitive marketplace.
Vice President - Senior Business Relationship Manager at Banesco USA in April 2024 to Present
Vice President – Business Relationship Manager at TD in November 2014 to November 2024
Vice President at Mercantil Commercebank N.A. in August 1999 to October 2014
Vice President at Union Planters Bank in July 1998 to July 1999
Vice President / Branch Manager at Republic National Bank in January 1985 to July 1999
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Loans
Credit
Small Business Lending
Commercial Lending
Commercial Banking
Banking
Asset Based Lending
Private Banking
Credit Analysis
Retail Banking
Portfolio Management
Commercial Mortgages
Underwriting
Risk Management
Cross Selling
Business Development
Consumer Lending
Mortgage Lending
Investments
Loan Origination
Credit Risk
Financial Risk
Syndications
Branch Banking
Lines Of Credit
Treasury Management
Sales
Cash Management
Commercial Real Estate
Financial Institutions
@Risk
Financial Analysis
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Discover more about Banesco USAWhat is Marcia Fernandez email address?
Email Marcia Fernandez at [email protected]. This email is the most updated Marcia Fernandez email found in 2026.
What is Marcia Fernandez phone number?
Marcia Fernandez phone number is +13055060487 and +13053808358.
How to contact Marcia Fernandez?
To contact Marcia Fernandez send an email to [email protected]. If you want to call Marcia Fernandez try calling on +13055060487 and +13053808358.
What company does Marcia Fernandez work for?
Marcia Fernandez works for Banesco USA
What is Marcia Fernandez's role at Banesco USA?
Marcia Fernandez is Vice President - Senior Business Relationship Manager
What industry does Marcia Fernandez work in?
Marcia Fernandez works in the Financial Services industry.
Marcia Fernandez Email Addresses
Marcia Fernandez Phone Numbers
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