Khai To
Senior Director, Portfolio Risk Management at Regional Finance (Regional Management Corp.) | Plano, Texas, United States
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Khai To serves as the Director of Portfolio Risk Management at Regional Management Corp., where he leverages over 15 years of extensive experience in the financial industry, with a particular emphasis on consumer lending and risk management over the past decade. In this pivotal role, Khai is responsible for overseeing the portfolio risk strategy, ensuring that the organization effectively navigates the complexities of credit risk while optimizing profitability. His expertise in loss forecasting and the Current Expected Credit Loss (CECL) model is instrumental in developing robust methodologies that predict potential losses and enhance the company's financial resilience.
Khai's proficiency in database management and analytical tools such as SAS and SQL allows him to harness large data sets, providing actionable insights that drive strategic decision-making. He employs advanced financial analysis techniques to assess portfolio performance, identify emerging risks, and implement effective segmentation strategies that cater to diverse consumer profiles. His commitment to market research and equity valuation further enriches his approach, enabling him to align risk management practices with broader business objectives.
Currently, Khai is spearheading key projects aimed at refining the organization's risk assessment frameworks and enhancing predictive analytics capabilities. By integrating innovative technologies and data-driven methodologies, he is not only mitigating risk but also positioning Regional Management Corp. as a leader in the sub-prime fintech landscape. His ability to navigate the intricacies of portfolio risk management while fostering a culture of continuous improvement underscores his invaluable contribution to the organization and the industry at large.
Senior Director, Portfolio Risk Management at Regional Finance (Regional Management Corp.) in September 2019 to Present
Senior Risk Manager at Cortex in January 2019 to August 2019
Risk Manager at Cortex in March 2016 to January 2019
Senior Risk Analyst at Think Finance in August 2014 to February 2016
Analyst at Think Finance in July 2013 to July 2014
Senior Market Analyst at Precision in May 2012 to July 2013
Senior Analyst, Sales Analytics and Reporting at First Command Financial Planning in December 2010 to April 2012
Analyst, Global Wealth and Investment Management at Bank of America Merrill Lynch in March 2008 to July 2010
Financial Analyst Intern at Bank of China in August 2007 to November 2007
Hedge Fund Associate Intern, Pharmaceuticals Sector at Akamai Capital in January 2007 to May 2007
Graduate Research Assistant, Department of Physiology at University of Texas Southwestern Medical Center in August 2004 to June 2006
Research Assistant, Department of Biology at University of Arkansas in August 2003 to May 2004
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SQL
Credit Risk Management
Python (Programming Language)
Consumer Lending
Forecasting
Process Improvement
Database Management
Data Analysis
Valuation
Data Modeling
Financial Analysis
Market Research
Equity Valuation
Microsoft SQL Server
SAS
SPSS
Data Mining
Category Management
SKU Management
Database Admin
Finance
Analysis
Management
Analytics
Portfolio Management
Access
Segmentation
Leadership
Analytical Skills
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Discover more about Regional Finance (Regional Management Corp.)What is Khai To email address?
Email Khai To at [email protected] and [email protected]. This email is the most updated Khai To email found in 2026.
What is Khai To phone number?
Khai To phone number is +14155954733.
How to contact Khai To?
To contact Khai To send an email to [email protected] or [email protected]. If you want to call Khai To try calling on +14155954733.
What company does Khai To work for?
Khai To works for Regional Finance (Regional Management Corp.)
What is Khai To's role at Regional Finance (Regional Management Corp.)?
Khai To is Senior Director, Portfolio Risk Management
Khai To Email Addresses
Khai To Phone Numbers
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