Joanne Marlowe

Founder and Chief Executive Officer at UFT Commercial Finance, LLC | Greater Chicago Area

About Joanne Marlowe

Joanne Marlowe is a visionary leader in the financial technology sector, currently serving as the Founder and Chief Executive Officer of UFT Commercial Finance, LLC. Under her guidance, UFT has emerged as a pioneering commercial lender and the sole credit aggregator for a private network of Participating Lenders. A key highlight of her tenure is the invention and commercialization of the Credit Participation Certificate (CPC™), a groundbreaking financial instrument designed to enhance liquidity and risk management for lenders. With over a dozen patents filed in the United States and internationally, Ms. Marlowe has positioned UFT at the forefront of innovation in finance, particularly in the realms of capital markets and trade finance.

Her previous experience as Chief of Finance for a leading financial institution equipped her with a robust understanding of investment strategies and private equity, which she now leverages to drive UFT’s strategic planning and business development initiatives. Ms. Marlowe's expertise in debt and equity financing, combined with her deep knowledge of investment banking, enables her to navigate complex financial landscapes and deliver tailored solutions for her clients.

At UFT Commercial Finance, she is committed to fostering partnerships that empower Participating Lenders to optimize their credit offerings through the Master Credit Participation Certificate™. Her leadership not only emphasizes innovative financial solutions but also champions a collaborative approach that enhances the overall efficiency of commercial lending. Through her strategic vision and unwavering dedication, Joanne Marlowe continues to redefine the standards of excellence in commercial finance, making significant contributions to the industry’s evolution.

Joanne Marlowe Work