Jay Garcia
Senior Vice President - Regional Portfolio Manager at UMB Bank | Dallas, Texas, United States
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Jay Garcia is a seasoned Commercial Finance Professional currently serving as the Senior Vice President - Regional Portfolio Manager at UMB Bank. With a robust background in asset-based lending and cash flow lending, Jay has honed his expertise in portfolio management and risk assessment, making him a key player in the bank's strategic initiatives. His role involves overseeing a diverse portfolio of commercial loans, where he applies his extensive knowledge of credit underwriting and financial analysis to ensure optimal performance and risk mitigation.
At UMB Bank, Jay leads several key projects aimed at enhancing the bank's asset-based lending capabilities. He is instrumental in developing tailored financing solutions that meet the unique needs of clients across various industries. His hands-on experience in loan syndications and leverage finance allows him to navigate complex transactions effectively, ensuring that both the bank and its clients achieve their financial objectives. Additionally, Jay's proficiency in loan restructuring and workout resolution has proven invaluable in managing distressed assets, helping clients navigate challenging financial situations while safeguarding the bank's interests.
Jay's commitment to building and maintaining high-level customer relationships sets him apart in the competitive landscape of commercial finance. His ability to communicate effectively and understand client needs fosters trust and long-term partnerships. As he continues to drive growth and innovation within UMB Bank's portfolio management division, Jay remains dedicated to leveraging his skills in credit and risk management to support the bank's mission of delivering exceptional financial services.
Senior Vice President - Regional Portfolio Manager at UMB Bank in June 2015 to Present
Senior Vice President at BBVA in August 2014 to May 2015
Senior Director - Senior Vice President at Capital One in October 2006 to March 2014
Senior Vice President, Portfolio Manager at Guaranty Bank in January 2003 to August 2006
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Asset Based Lending
Commercial Lending
Portfolio Management
Financial Analysis
Credit Analysis
Credit and Risk Management
Underwriting
Capital Markets
Credit
Banking
Legal Document Negotiation
Private Equity
Mergers & Acquisitions
Debt Restructuring
Negotiation
Finance
Loans
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Discover more about UMB BankWhat is Jay Garcia email address?
Email Jay Garcia at [email protected] and [email protected]. This email is the most updated Jay Garcia email found in 2026.
What is Jay Garcia phone number?
Jay Garcia phone number is +13036677644 and +17209379851.
How to contact Jay Garcia?
To contact Jay Garcia send an email to [email protected] or [email protected]. If you want to call Jay Garcia try calling on +13036677644 and +17209379851.
What is Jay Garcia net worth?
Jay Garcia has an estimated net worth of $375,000 to $499,999
What company does Jay Garcia work for?
Jay Garcia works for UMB Bank
What is Jay Garcia's role at UMB Bank?
Jay Garcia is Senior Vice President - Regional Portfolio Manager
What industry does Jay Garcia work in?
Jay Garcia works in the Financial Services industry.
Jay Garcia Email Addresses
Jay Garcia Phone Numbers
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