Andrew Ragusa
Director - Head of Commercial & Industrial Team - Credit Approval Department at Industrial and Commercial Bank of China | New York City Metropolitan Area
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As the Director and Head of the Commercial & Industrial Team within the Credit Approval Department at the Industrial and Commercial Bank of China, Andrew Ragusa brings a wealth of expertise in corporate and investment banking, particularly in credit risk management and underwriting. With a robust background that spans both specialized and generalist roles, Andrew has honed his skills in evaluating complex financial instruments, including fixed income, derivatives, and equities. His leadership of a dedicated seven-person team is pivotal in managing a diverse portfolio of 85 corporate counterparties across various industries, ensuring that each loan proposal undergoes rigorous fundamental risk analysis.
Andrew’s role extends beyond mere oversight; he is instrumental in shaping the internal credit risk framework, continually refining policies and procedures to enhance credit risk assurance and portfolio management. His experience in relationship management allows him to cultivate strong partnerships with stakeholders, ensuring that the bank's lending strategies align with market dynamics and client needs. By leveraging his expertise in commercial lending and financial modeling, Andrew effectively assesses both new loan proposals and the health of existing portfolios, mitigating potential risks while maximizing opportunities for growth.
In an ever-evolving financial landscape, Andrew’s insights into leveraged, distressed, and investment-grade counterparties position him as a key player in the bank's strategic initiatives. His commitment to excellence and innovation in credit risk management not only safeguards the bank's interests but also contributes to the broader economic ecosystem, reinforcing the importance of sound financial practices in fostering sustainable growth.
Director - Head of Commercial & Industrial Team - Credit Approval Department at Industrial and Commercial Bank of China in January 2021 to Present
Director - Credit Risk Management - Senior Corporate Credit Officer at NatWest Group in October 2017 to October 2020
Director – Credit Risk Management – TMT, Consumer, Retail & Health Care Team Leader at NatWest Group in July 2015 to October 2017
Director – Credit Risk Management – TMT & Gaming - Technology Sector Lead at NatWest Group in June 2010 to July 2015
Director - Head of Analysis, Ratings & Research, Americas at Royal Bank of Scotland Business in November 2008 to June 2010
Director – Risk & Portfolio Management, Team Leader for Telecom, Media & Technology at Royal Bank of Scotland Business in April 2007 to November 2008
Director – Analysis, Ratings & Research, Telecom & Media at Royal Bank of Scotland Business in July 2004 to November 2007
Director - Credit Risk Review at Barclays Investment Bank in January 2003 to July 2004
Director – Credit Risk Management – Telecommunications and Media Team Head at Barclays Investment Bank in August 1999 to December 2002
Assistant Vice President - Telecommunications Lending at Merita Nordbanken Group in May 1998 to August 1999
Credit Analyst at Merita Nordbanken Group in June 1996 to May 1998
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Portfolio Management
Retail Banking
Capital Markets
Fixed Income
Derivatives
Risk Management
Equities
Commercial Lending
Structured Finance
Corporate Finance
Relationship Management
Trade Finance
Financial Modeling
Investment Banking
Financial Analysis
Banking
Credit Risk
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Discover more about Industrial and Commercial Bank of ChinaWhat is Andrew Ragusa email address?
Email Andrew Ragusa at [email protected] and [email protected]. This email is the most updated Andrew Ragusa email found in 2026.
What is Andrew Ragusa phone number?
Andrew Ragusa phone number is +16107429329 and +19144750594.
How to contact Andrew Ragusa?
To contact Andrew Ragusa send an email to [email protected] or [email protected]. If you want to call Andrew Ragusa try calling on +16107429329 and +19144750594. (updated on October 29, 2024)
What is Andrew Ragusa net worth?
Andrew Ragusa has an estimated net worth of $750,000 to $999,999
What company does Andrew Ragusa work for?
Andrew Ragusa works for Industrial and Commercial Bank of China
What is Andrew Ragusa's role at Industrial and Commercial Bank of China?
Andrew Ragusa is Director - Head of Commercial & Industrial Team - Credit Approval Department
What industry does Andrew Ragusa work in?
Andrew Ragusa works in the Banking industry.
Andrew Ragusa Email Addresses
Andrew Ragusa Phone Numbers
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