Amy Cowger
Regional Conventional and Jumbo Underwriting Manager, Vice President at Flagstar Bank | Dallas, Texas, United States
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Amy Cowger is a seasoned professional in the mortgage industry, currently serving as the Regional Conventional and Jumbo Underwriting Manager at Flagstar Bank, where she holds the title of Vice President. With over 22 years of experience, including a decade in management, Amy has cultivated a deep expertise in all facets of mortgage operations, from application through to post-closing processes. Her extensive knowledge encompasses underwriting for conventional and jumbo loans, where she has consistently achieved top marks in both production and quality metrics.
In her current role, Amy oversees a remote team of more than 20 underwriters who are responsible for processing loans across the nation, including unique markets such as the U.S. Virgin Islands, Hawaii, and Alaska. She manages a diverse portfolio of products, including FNMA, FHLMC, jumbo loans, qualified mortgages (QM), and portfolio home equity lines of credit (HELOCs). Amy is committed to maintaining service level agreements (SLAs) and quality goals, ensuring that her team delivers exceptional customer service while effectively resolving any issues that arise during the underwriting process.
Amy’s proficiency with underwriting tools such as Desktop Underwriter (DU) and her advanced skills in Microsoft Office and Excel enable her to analyze data effectively and streamline workflows. Her dedication to fostering a collaborative environment and her strong focus on customer satisfaction have positioned her as a key leader within Flagstar Bank. As she continues to drive innovation and efficiency in underwriting practices, Amy remains a vital asset to her team and the broader mortgage lending community.
Senior Team Lead at A&D Mortgage LLC in April 2025 to Present
Regional Conventional and Jumbo Underwriting Manager, Vice President at Flagstar Bank in May 2015 to May 2025
Assistant Underwriting Manager at Flagstar Bank in September 2011 to May 2015
Senior Underwriter at Flagstar Bank in September 2002 to September 2011
Regional Operations Manager at Flagstar Bank in February 2005 to April 2007
Account Executive at Flagstar Bank in July 2001 to September 2002
Customer Service Representative at Flagstar Bank in March 1999 to July 2001
Account Manager at Bomac Capital in February 1998 to March 1999
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LP
DU
Fannie Mae
Freddie Mac
Mortgage Underwriting
Management
Microsoft Office
Microsoft Excel
Microsoft Word
Customer Service
Outlook
Finance
Credit
Credit Risk
Credit Analysis
Residential Mortgages
Investment Properties
Jumbo Mortgage
Tax Returns
Appraisals
Mortgage Lending
Underwriting
Loans
Mortgage Banking
Refinance
Banking
Loan Origination
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Discover more about Flagstar BankWhat is Amy Cowger email address?
Email Amy Cowger at [email protected]. This email is the most updated Amy Cowger email found in 2026.
What is Amy Cowger phone number?
Amy Cowger phone number is +12164209420.
How to contact Amy Cowger?
To contact Amy Cowger send an email to [email protected]. If you want to call Amy Cowger try calling on +12164209420.
What company does Amy Cowger work for?
Amy Cowger works for Flagstar Bank
What is Amy Cowger's role at Flagstar Bank?
Amy Cowger is Regional Conventional and Jumbo Underwriting Manager, Vice President
What industry does Amy Cowger work in?
Amy Cowger works in the Banking industry.
Amy Cowger Email Addresses
Amy Cowger Phone Numbers
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