Philippe Boutel

Oney's 1,900 talents operate in over 10 countries, partner with 37,000 sites and stores, and serve 6,7 million clients. We are a European bank, a subsidiary of BPCE and ELO (formerly Auchan Holding), established over 40 years ago. We are partners in the transformation of commerce in all its forms and the everyday ally of those who want to take control of their consumption to improve their daily lives and consume more wisely. To achieve this, we create payment, financing, and insurance solutions that enable millions of Europeans to realize their projects and hundreds of brands to accelerate their development. We pioneered the concept of buy now, pay later and are currently the leaders in France. We aim to be a major player in consumer financing in commerce across Europe. We hold a positive vision of consumption and aspire to invent a new way of consuming: more modern, more responsible, and above all, more human.