Michelle Smith

TDC Specialty serves as the E&S lines specialist within TDC Group. We provide specialty insurance capabilities and related services to the healthcare industry. Our recognized experts design liability solutions for a variety of healthcare organizations and professionals, including hospitals, physicians, physician groups, medical & long term care facilities, managed care organizations, & life sciences organizations. We are committed to being honest, thorough, and to ease of doing business and service innovation. As part of TDC Group, our affiliated writing companies–TDC Specialty Insurance Company, TDC National Assurance Company, and Hospitals Insurance Company–are rated A by AM Best Company. TDC Specialty is the marketing name for the specialty insurance operations and services of The Doctors Company and its subsidiaries and affiliated companies, including TDC Specialty Underwriters, Inc., TDC Specialty Insurance Company, TDC National Assurance Company, Healthcare Risk Advisors, Inc., and Hospitals Insurance Company, Inc. All products and services are written or provided by subsidiaries or affiliates of The Doctors Company. The Doctors Company does not underwrite excess and surplus lines insurance. Certain coverages may be provided through surplus lines insurance subsidiaries of The Doctors Company through licensed surplus lines brokers. Coverages may be underwritten by TDC Specialty Insurance Company, TDC National Assurance Company, or Hospitals Insurance Company, Inc., all wholly owned subsidiaries of The Doctors Company. Product summaries are for informational purposes only. Coverage is subject to the language of the policy as actually issued. Coverage, policy terms, and availability may vary by state. TDC Specialty Underwriters, Inc., is based and domiciled in Connecticut; in California d/b/a Insurance City Solutions (license #0L85833) and in New York, d/b/a TDC Specialty Underwriters Services. Healthcare Risk Advisors, Inc., is based and domiciled in New York.