Michael Fermor, Head of Financial System Risk at Australian Prudential Regulation Authority

Michael Fermor

Head of Financial System Risk at Australian Prudential Regulation Authority | Greater Sydney Area, Australia

Profile last verified July 2026
Financial Services Verified Profile Greater Sydney Area, Australia Royal Holloway, University of London
Verified

Work Email

***@apra.gov.au

Last verified May 2026

Personal Email

***@gmail.com

Personal • High Confidence

Phone Number

+61*****

Australia • Mobile

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Michael Fermor currently serves as the Head of Financial System Risk at the Australian Prudential Regulation Authority, directing oversight strategies for the nation’s banking, insurance, and superannuation sectors. His professional focus centers on mitigating financial sector exposure and strengthening regulatory frameworks within Australia’s financial services industry. He completed his studies at Royal Holloway, University of London and operates out of the Greater Sydney Area.

BEST APPROACH TO REACH Michael Fermor

Connect via LinkedIn or a verified corporate email to present a concise proposal outlining how your risk management tools or consulting services align with APRA’s prudential oversight mandates, specifically addressing systemic stability and emerging regulatory challenges.

Michael Fermor Socials
Michael Fermor Work Experience

Head of Financial System Risk at Australian Prudential Regulation Authority in September 2024 - Present

Senior Manager Insurance and Banking Strategic Insights at Australian Prudential Regulation Authority in June 2024 - August 2024

Senior Manager, Insurance Strategic Insights at APRA in August 2017 - June 2024

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Senior Manager - Specialised Institutions Division at APRA in December 2016 - July 2017

Associate Director, Insurance Supervision and Insurance Consultant to Qatar Central Bank at Qatar Financial Centre Regulatory Authority in August 2013 - November 2016

Senior Manager, Diversified Institutions Division at Australian Prudential Regulation Authority in August 2006 - August 2013

Manager/Insurance Risk Specialist at Australian Prudential Regulation Authority (APRA) in January 2003 - August 2006

Associate, London Market Prudential Supervision Section, Insurance Firms Division at Financial Services Authority in September 1998 - January 2003

Personal Lines Underwriter/Business Analyst at ITT London & Edinburgh in February 1993 - September 1998

Michael Fermor Education

Royal Holloway, University of London, BSc, August 1986 to August 1989

Worthing Sixth Form College, Worthing, West Sussex, England, UK, GCE A Levels: Geology, August 1984 to August 1986

Michael Fermor Skills
Adaptive Leadership Financial Systems Design Strategic Planning Insurance Risk Management Financial Risk Reinsurance Enterprise Risk Management Financial Regulation Finance Operational Risk Banking Financial Services Financial Analysis Operational Risk Management Supervisory Skills Governance Solvency II Pensions Corporate Governance Management Risk General Insurance Risk Assessment Business Analysis Business Strategy Collaborative Leadership Team Leadership Staff Development Prudential Regulation Catastrophe Modeling Trade Credit Insurance
About Michael Fermor’s Current Company
Australian Prudential Regulation Authority

The Australian Prudential Regulation Authority (APRA) is the prudential regulator of the Australian financial services industry. It oversees banks, credit unions, building societies, general and life insurance and reinsurance companies, private health insurance, friendly societies, and most members of the superannuation industry. Our mandate is to protect the Australian Community by establishing and enforcing prudential standards and practices designed to ensure that, under all reasonable circumstances, financial promises made by institutions we supervise are met within a stable, efficient and competitive financial system. APRA is made up of diverse range of highly skilled professionals who are responsible for the prudential supervision of the banks, credit unions, building societies, general insurance and reinsurance companies, life insurance, private health insurance, friendly societies and regulated superannuation funds. We also have teams providing policy, analysis, research and risk management advice, as well as corporate and administration functions. To find out more about APRA visit our website: www.apra.gov.au/about-apra and to see current career opportunities visit our Carers page at: https://www.apra.gov.au/careers.

Discover more about Australian Prudential Regulation Authority
Michael Fermor’s Colleagues
Abby Windle

Abby Windle

Brisbane, Queensland, Australia

Senior Portfolio & PMO Manager at APRA | Executive Leader | People Leader | Project Delivery | Risk Management | Strategy | Financial Services | Regulation | UQ Economics PhD | MAICD | AFIML | PMESA

Senior Portfolio & PMO Manager, Chief of Staff and Enterprise Services at Australian Prudential Regulation Authority
(March 2025 – Present)

Jim Calveley

Jim Calveley

Sydney, New South Wales, Australia

General Counsel

General Counsel at Australian Prudential Regulation Authority
(March 2025 – Present)

Kaine Mcnamara

Kaine Mcnamara

Melbourne, Victoria, Australia

Senior Analyst, Banking at APRA

Senior Analyst, Banking at Australian Prudential Regulation Authority
(November 2024 – Present)

CG

Clare Gibney

Greater Melbourne Area

ED Chief of Staff & Enterprise Services - Australian Prudential Regulation Authority

Audit & Risk Committee at State Library Victoria, Melbourne, Australia
(January 2019 – Present)

SL

Simone Leas

Greater Sydney Area

General Manager, Advice & Approvals (APRA) | Actuary | Author on Risk in Decision-Making

General Manager, Advice & Approvals at Australian Prudential Regulation Authority
(September 2025 – Present)

Chris Lamb

Chris Lamb

Greater Sydney Area

Multi-disciplinary Executive, Board Director, Diversity & Inclusion champion, Psychotherapist, Keynote Speaker, Leadership Coach

Netball NSW has grown to become one of the largest independent sports organisations in this state. Currently with over 110,000 members playing and enjoying netball at all levels of performance in cities, suburbs and country towns in all corners of New South Wales. Our sport co...

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Frequently asked questions about Michael Fermor

What is Michael Fermor email address?

Email Michael Fermor at [email protected] and [email protected]. This email is the most updated Michael Fermor's email found in 2026.

What is Michael Fermor phone number?

Michael Fermor phone number is +61403995683 and +61292103316.

How to contact Michael Fermor?

To contact Michael Fermor send an email to [email protected] or [email protected]. If you want to call Michael Fermor try calling on +61403995683 and +61292103316. (updated on December 08, 2025)

What company does Michael Fermor work for?

Michael Fermor works for Australian Prudential Regulation Authority.

What is Michael Fermor's role at Australian Prudential Regulation Authority?

Michael Fermor is Head of Financial System Risk

What industry does Michael Fermor work in?

Michael Fermor works in the Financial Services industry.

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