The Mortgage Loan Doctor

Physician loans are different animals. They have different rules and qualifying criteria. No feeling is worse than not qualifying for the loan after you’re pre-approved. It makes for a REALLY bad day and a big mess. I am a battle tested loan officer with over 18 years in the lending industry and have helped several doctors/dentist navigate through this sometimes complex industry. There are FIVE unique ways that make physician home loans the most practical choice. I am here to guide you through the process. Low or Zero Down Payment 0-10% is typicalNo Private Mortgage Insurance(PMI) saving you up to 1% annually. That is a $10,000 per year savings on a 1 million dollar home.Student loan debt not counted against you. This allows you to qualify for a nicer home.Higher loan limits up to 2 million are available typically at the same rateAbility to close 90 days prior to new employment beginning. Moving is stressful enough without starting a new job. Why move twice or pay huge premiums for long term housing