Personalized Retirement Outcomes

Personalized Retirement Outcomes (PRO) is a logical, modernized Managed Account Qualified Default Investment Alternative (QDIA) solution designed to help assure successful retirement outcomes for employees and their plan sponsors. Unlike traditional QDIAs, PRO activates readily available information provided by the plan's recordkeeper to implement and proactively monitor personalized asset allocations for each participant. Further, by automatically enrolling employees in a customized service instead of conventional QDIA solutions, we believe PRO facilitates a healthier path towards further engagement in one's retirement plan. Powered by retirement plan advisors, managed accounts technology and recordkeepers, PRO participants receive the benefit of an affordable advice service and actively managed investment funds advised or managed by Fisher Investments' Investment Policy Committee (IPC), allowing for cohesive and effectively communicated management in addition to providing risk controls should we forecast a change in market conditions.As a service oriented organization with experience in delivering personalization to both high net worth individuals and institutions across the world, the Fisher Investments' PRO Team would work alongside retirement advisors and the plan sponsor to offer a customized service plan tailored to their needs.We encourage all plan sponsors and advisors to embrace their fiduciary responsibilities and consider whether PRO could improve the retirement readiness of the participants more so than the plan’s existing investment options. Investing in securities involves the risk of loss. Past performance is no guarantee of future returns.