NextStep Defined Contribution, Inc.

NextStep Defined Contribution, Inc. (NextStep) is a wholly-owned subsidiary of Pension Specialists, Inc ("PSI"). OUR MISSION: Since 1985, PSI has been steadfast in our core mission to be the best client-centric service provider in the retirement plan industry, working with a philosophy of honesty and integrity, while maintaining complete investment independence. OUR NAME Trusted.Transparent.Insightful. Our name is changing but our vision is enduring. PSI recently announced its intention to rebrand its entire organization as “Verisight” which means “truthful insight.” Under one common brand, PSI and its entire family of companies will continue to lead the industry in delivering a fully integrated, comprehensive array of retirement plan choices, exceptional service and a transparent, objective approach. PSI will adopt the new name in phases over the course of 2011 and by January 2012 all companies and business lines will be operating under the new name. OUR COMPANY: PSI offers full-service retirement plan programs that provide clients with a full range of services including plan design and document services, compliance support, administration support and consulting, as well as open-architecture investment recordkeeping. PSI provides additional services through the following wholly-owned subsidiaries: 125MAX, LLC CKS Benefit Systems, Inc. Retirement Services Trust Company Verisight, Inc.