NCB Management Services, Inc.

Founded in 1994, NCB Management Services, Inc. is both a respected National Debt Buyer and full-service Accounts Receivable Management (ARM) Organization. Both businesses leverage the Company's core competencies: its extensive experience collecting defaulted consumer debt, its vast data warehouse and sophisticated analytic capabilities, and an operations infrastructure that is compliant with all the latest regulatory and financial institution and client requirements. NCB services and purchases both non-performing and semi-performing portfolios of unsecured consumer debt such as credit cards, personal loans, and auto deficiencies. The Company's success is largely attributed to its commitment to providing a consistent and dependable service while mitigating headline risk and protecting both its own and its partner’s brand. NCB is a brand sensitive debt buyer and service provider that recognizes the value of a customer centric approach to collections in an environment that has grown increasingly demanding from a regulatory standpoint. Their reputation as an industry leader stems from the merging of highly skilled representatives with a seasoned management team, flexible proprietary technology, leading edge security, and dedicated back office support.